▼ 0.50% · 3.625%
HK$2,839
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,928
−HK$89/mo
Today · 4.125%
HK$3,017
baseline
▲ 0.50% · 4.625%
HK$3,201
+HK$184/mo
Deposit HK$623K · loan HK$623K · min. income ≈ HK$6,034/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,159
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,243
−HK$86/mo
Today · 4.125%
HK$3,329
baseline
▲ 0.50% · 4.625%
HK$3,505
+HK$176/mo
Deposit HK$623K · loan HK$623K · min. income ≈ HK$6,658/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,123
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,220
−HK$99/mo
Today · 4.125%
HK$3,319
baseline
▲ 0.50% · 4.625%
HK$3,521
+HK$202/mo
Deposit HK$560K · loan HK$685K · min. income ≈ HK$6,638/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,475
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,568
−HK$94/mo
Today · 4.125%
HK$3,662
baseline
▲ 0.50% · 4.625%
HK$3,855
+HK$193/mo
Deposit HK$560K · loan HK$685K · min. income ≈ HK$7,324/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,407
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,513
−HK$108/mo
Today · 4.125%
HK$3,621
baseline
▲ 0.50% · 4.625%
HK$3,841
+HK$220/mo
Deposit HK$498K · loan HK$747K · min. income ≈ HK$7,242/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,790
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,892
−HK$103/mo
Today · 4.125%
HK$3,995
baseline
▲ 0.50% · 4.625%
HK$4,206
+HK$211/mo
Deposit HK$498K · loan HK$747K · min. income ≈ HK$7,990/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,691
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,806
−HK$117/mo
Today · 4.125%
HK$3,923
baseline
▲ 0.50% · 4.625%
HK$4,161
+HK$238/mo
Deposit HK$436K · loan HK$809K · min. income ≈ HK$7,846/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,106
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,216
−HK$112/mo
Today · 4.125%
HK$4,328
baseline
▲ 0.50% · 4.625%
HK$4,556
+HK$228/mo
Deposit HK$436K · loan HK$809K · min. income ≈ HK$8,656/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,975
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,099
−HK$125/mo
Today · 4.125%
HK$4,224
baseline
▲ 0.50% · 4.625%
HK$4,481
+HK$257/mo
Deposit HK$374K · loan HK$872K · min. income ≈ HK$8,448/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,422
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,541
−HK$120/mo
Today · 4.125%
HK$4,661
baseline
▲ 0.50% · 4.625%
HK$4,907
+HK$246/mo
Deposit HK$374K · loan HK$872K · min. income ≈ HK$9,322/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,259
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,391
−HK$135/mo
Today · 4.125%
HK$4,526
baseline
▲ 0.50% · 4.625%
HK$4,801
+HK$275/mo
Deposit HK$311K · loan HK$934K · min. income ≈ HK$9,052/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,738
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,865
−HK$129/mo
Today · 4.125%
HK$4,994
baseline
▲ 0.50% · 4.625%
HK$5,257
+HK$263/mo
Deposit HK$311K · loan HK$934K · min. income ≈ HK$9,988/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,543
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,684
−HK$144/mo
Today · 4.125%
HK$4,828
baseline
▲ 0.50% · 4.625%
HK$5,121
+HK$293/mo
Deposit HK$249K · loan HK$996K · min. income ≈ HK$9,656/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,054
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,189
−HK$138/mo
Today · 4.125%
HK$5,327
baseline
▲ 0.50% · 4.625%
HK$5,608
+HK$281/mo
Deposit HK$249K · loan HK$996K · min. income ≈ HK$10,654/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,827
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,977
−HK$152/mo
Today · 4.125%
HK$5,129
baseline
▲ 0.50% · 4.625%
HK$5,442
+HK$313/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$10,258/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,370
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,514
−HK$146/mo
Today · 4.125%
HK$5,660
baseline
▲ 0.50% · 4.625%
HK$5,958
+HK$298/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$11,320/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,111
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,270
−HK$161/mo
Today · 4.125%
HK$5,431
baseline
▲ 0.50% · 4.625%
HK$5,762
+HK$331/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$10,862/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,686
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,838
−HK$155/mo
Today · 4.125%
HK$5,993
baseline
▲ 0.50% · 4.625%
HK$6,309
+HK$316/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$11,986/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).