▼ 0.50% · 3.625%
HK$2,723
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,808
−HK$86/mo
Today · 4.125%
HK$2,894
baseline
▲ 0.50% · 4.625%
HK$3,070
+HK$176/mo
Deposit HK$597K · loan HK$597K · min. income ≈ HK$5,788/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,030
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,111
−HK$82/mo
Today · 4.125%
HK$3,193
baseline
▲ 0.50% · 4.625%
HK$3,362
+HK$169/mo
Deposit HK$597K · loan HK$597K · min. income ≈ HK$6,386/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,996
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,089
−HK$95/mo
Today · 4.125%
HK$3,184
baseline
▲ 0.50% · 4.625%
HK$3,377
+HK$193/mo
Deposit HK$537K · loan HK$657K · min. income ≈ HK$6,368/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,333
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,422
−HK$91/mo
Today · 4.125%
HK$3,513
baseline
▲ 0.50% · 4.625%
HK$3,698
+HK$185/mo
Deposit HK$537K · loan HK$657K · min. income ≈ HK$7,026/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,268
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,370
−HK$103/mo
Today · 4.125%
HK$3,473
baseline
▲ 0.50% · 4.625%
HK$3,684
+HK$211/mo
Deposit HK$478K · loan HK$717K · min. income ≈ HK$6,946/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,636
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,733
−HK$99/mo
Today · 4.125%
HK$3,832
baseline
▲ 0.50% · 4.625%
HK$4,034
+HK$202/mo
Deposit HK$478K · loan HK$717K · min. income ≈ HK$7,664/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,540
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,650
−HK$112/mo
Today · 4.125%
HK$3,762
baseline
▲ 0.50% · 4.625%
HK$3,991
+HK$229/mo
Deposit HK$418K · loan HK$776K · min. income ≈ HK$7,524/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,939
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,044
−HK$107/mo
Today · 4.125%
HK$4,151
baseline
▲ 0.50% · 4.625%
HK$4,370
+HK$219/mo
Deposit HK$418K · loan HK$776K · min. income ≈ HK$8,302/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,813
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,931
−HK$121/mo
Today · 4.125%
HK$4,052
baseline
▲ 0.50% · 4.625%
HK$4,298
+HK$246/mo
Deposit HK$358K · loan HK$836K · min. income ≈ HK$8,104/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,242
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,355
−HK$116/mo
Today · 4.125%
HK$4,471
baseline
▲ 0.50% · 4.625%
HK$4,706
+HK$235/mo
Deposit HK$358K · loan HK$836K · min. income ≈ HK$8,942/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,085
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,212
−HK$129/mo
Today · 4.125%
HK$4,341
baseline
▲ 0.50% · 4.625%
HK$4,605
+HK$264/mo
Deposit HK$299K · loan HK$896K · min. income ≈ HK$8,682/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,545
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,666
−HK$124/mo
Today · 4.125%
HK$4,790
baseline
▲ 0.50% · 4.625%
HK$5,043
+HK$253/mo
Deposit HK$299K · loan HK$896K · min. income ≈ HK$9,580/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,357
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,493
−HK$138/mo
Today · 4.125%
HK$4,631
baseline
▲ 0.50% · 4.625%
HK$4,912
+HK$281/mo
Deposit HK$239K · loan HK$955K · min. income ≈ HK$9,262/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,848
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,978
−HK$131/mo
Today · 4.125%
HK$5,109
baseline
▲ 0.50% · 4.625%
HK$5,379
+HK$270/mo
Deposit HK$239K · loan HK$955K · min. income ≈ HK$10,218/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,630
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,774
−HK$146/mo
Today · 4.125%
HK$4,920
baseline
▲ 0.50% · 4.625%
HK$5,219
+HK$299/mo
Deposit HK$179K · loan HK$1.02M · min. income ≈ HK$9,840/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,151
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,289
−HK$140/mo
Today · 4.125%
HK$5,429
baseline
▲ 0.50% · 4.625%
HK$5,715
+HK$286/mo
Deposit HK$179K · loan HK$1.02M · min. income ≈ HK$10,858/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,902
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,055
−HK$154/mo
Today · 4.125%
HK$5,209
baseline
▲ 0.50% · 4.625%
HK$5,526
+HK$317/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$10,418/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,453
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,600
−HK$148/mo
Today · 4.125%
HK$5,748
baseline
▲ 0.50% · 4.625%
HK$6,051
+HK$303/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$11,496/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).