▼ 0.50% · 3.625%
HK$2,139
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,206
−HK$68/mo
Today · 4.125%
HK$2,274
baseline
▲ 0.50% · 4.625%
HK$2,412
+HK$138/mo
Deposit HK$469K · loan HK$469K · min. income ≈ HK$4,548/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,380
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,444
−HK$65/mo
Today · 4.125%
HK$2,509
baseline
▲ 0.50% · 4.625%
HK$2,641
+HK$132/mo
Deposit HK$469K · loan HK$469K · min. income ≈ HK$5,018/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,353
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,427
−HK$74/mo
Today · 4.125%
HK$2,501
baseline
▲ 0.50% · 4.625%
HK$2,653
+HK$152/mo
Deposit HK$422K · loan HK$516K · min. income ≈ HK$5,002/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,618
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,688
−HK$72/mo
Today · 4.125%
HK$2,760
baseline
▲ 0.50% · 4.625%
HK$2,905
+HK$145/mo
Deposit HK$422K · loan HK$516K · min. income ≈ HK$5,520/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,567
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,647
−HK$81/mo
Today · 4.125%
HK$2,728
baseline
▲ 0.50% · 4.625%
HK$2,894
+HK$166/mo
Deposit HK$375K · loan HK$563K · min. income ≈ HK$5,456/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,856
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,933
−HK$77/mo
Today · 4.125%
HK$3,010
baseline
▲ 0.50% · 4.625%
HK$3,169
+HK$159/mo
Deposit HK$375K · loan HK$563K · min. income ≈ HK$6,020/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,781
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,868
−HK$88/mo
Today · 4.125%
HK$2,956
baseline
▲ 0.50% · 4.625%
HK$3,136
+HK$180/mo
Deposit HK$328K · loan HK$610K · min. income ≈ HK$5,912/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,094
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,177
−HK$84/mo
Today · 4.125%
HK$3,261
baseline
▲ 0.50% · 4.625%
HK$3,433
+HK$172/mo
Deposit HK$328K · loan HK$610K · min. income ≈ HK$6,522/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,995
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,088
−HK$95/mo
Today · 4.125%
HK$3,183
baseline
▲ 0.50% · 4.625%
HK$3,377
+HK$194/mo
Deposit HK$281K · loan HK$657K · min. income ≈ HK$6,366/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,332
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,422
−HK$90/mo
Today · 4.125%
HK$3,512
baseline
▲ 0.50% · 4.625%
HK$3,697
+HK$185/mo
Deposit HK$281K · loan HK$657K · min. income ≈ HK$7,024/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,209
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,309
−HK$101/mo
Today · 4.125%
HK$3,410
baseline
▲ 0.50% · 4.625%
HK$3,618
+HK$208/mo
Deposit HK$235K · loan HK$704K · min. income ≈ HK$6,820/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,570
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,666
−HK$97/mo
Today · 4.125%
HK$3,763
baseline
▲ 0.50% · 4.625%
HK$3,961
+HK$198/mo
Deposit HK$235K · loan HK$704K · min. income ≈ HK$7,526/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,423
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,530
−HK$108/mo
Today · 4.125%
HK$3,638
baseline
▲ 0.50% · 4.625%
HK$3,859
+HK$221/mo
Deposit HK$188K · loan HK$751K · min. income ≈ HK$7,276/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,808
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,910
−HK$104/mo
Today · 4.125%
HK$4,014
baseline
▲ 0.50% · 4.625%
HK$4,225
+HK$211/mo
Deposit HK$188K · loan HK$751K · min. income ≈ HK$8,028/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,637
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,750
−HK$115/mo
Today · 4.125%
HK$3,865
baseline
▲ 0.50% · 4.625%
HK$4,100
+HK$235/mo
Deposit HK$141K · loan HK$798K · min. income ≈ HK$7,730/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,046
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,155
−HK$110/mo
Today · 4.125%
HK$4,265
baseline
▲ 0.50% · 4.625%
HK$4,490
+HK$225/mo
Deposit HK$141K · loan HK$798K · min. income ≈ HK$8,530/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,851
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,971
−HK$121/mo
Today · 4.125%
HK$4,092
baseline
▲ 0.50% · 4.625%
HK$4,342
+HK$250/mo
Deposit HK$94K · loan HK$844K · min. income ≈ HK$8,184/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,284
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,399
−HK$117/mo
Today · 4.125%
HK$4,516
baseline
▲ 0.50% · 4.625%
HK$4,754
+HK$238/mo
Deposit HK$94K · loan HK$844K · min. income ≈ HK$9,032/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).