▼ 0.50% · 3.625%
HK$2,222
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,291
−HK$71/mo
Today · 4.125%
HK$2,362
baseline
▲ 0.50% · 4.625%
HK$2,505
+HK$143/mo
Deposit HK$487K · loan HK$487K · min. income ≈ HK$4,724/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,472
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,539
−HK$67/mo
Today · 4.125%
HK$2,606
baseline
▲ 0.50% · 4.625%
HK$2,743
+HK$137/mo
Deposit HK$487K · loan HK$487K · min. income ≈ HK$5,212/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,445
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,521
−HK$77/mo
Today · 4.125%
HK$2,598
baseline
▲ 0.50% · 4.625%
HK$2,756
+HK$158/mo
Deposit HK$439K · loan HK$536K · min. income ≈ HK$5,196/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,720
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,793
−HK$73/mo
Today · 4.125%
HK$2,866
baseline
▲ 0.50% · 4.625%
HK$3,018
+HK$152/mo
Deposit HK$439K · loan HK$536K · min. income ≈ HK$5,732/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,667
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,750
−HK$84/mo
Today · 4.125%
HK$2,834
baseline
▲ 0.50% · 4.625%
HK$3,006
+HK$172/mo
Deposit HK$390K · loan HK$585K · min. income ≈ HK$5,668/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,967
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,046
−HK$81/mo
Today · 4.125%
HK$3,127
baseline
▲ 0.50% · 4.625%
HK$3,292
+HK$165/mo
Deposit HK$390K · loan HK$585K · min. income ≈ HK$6,254/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,889
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,979
−HK$91/mo
Today · 4.125%
HK$3,070
baseline
▲ 0.50% · 4.625%
HK$3,257
+HK$187/mo
Deposit HK$341K · loan HK$633K · min. income ≈ HK$6,140/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,214
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,300
−HK$88/mo
Today · 4.125%
HK$3,388
baseline
▲ 0.50% · 4.625%
HK$3,566
+HK$178/mo
Deposit HK$341K · loan HK$633K · min. income ≈ HK$6,776/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,111
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,208
−HK$98/mo
Today · 4.125%
HK$3,306
baseline
▲ 0.50% · 4.625%
HK$3,508
+HK$202/mo
Deposit HK$292K · loan HK$682K · min. income ≈ HK$6,612/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,461
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,554
−HK$94/mo
Today · 4.125%
HK$3,648
baseline
▲ 0.50% · 4.625%
HK$3,841
+HK$193/mo
Deposit HK$292K · loan HK$682K · min. income ≈ HK$7,296/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,334
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,437
−HK$106/mo
Today · 4.125%
HK$3,543
baseline
▲ 0.50% · 4.625%
HK$3,758
+HK$215/mo
Deposit HK$244K · loan HK$731K · min. income ≈ HK$7,086/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,709
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,808
−HK$101/mo
Today · 4.125%
HK$3,909
baseline
▲ 0.50% · 4.625%
HK$4,115
+HK$206/mo
Deposit HK$244K · loan HK$731K · min. income ≈ HK$7,818/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,556
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,666
−HK$113/mo
Today · 4.125%
HK$3,779
baseline
▲ 0.50% · 4.625%
HK$4,009
+HK$230/mo
Deposit HK$195K · loan HK$780K · min. income ≈ HK$7,558/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,956
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,062
−HK$107/mo
Today · 4.125%
HK$4,169
baseline
▲ 0.50% · 4.625%
HK$4,389
+HK$220/mo
Deposit HK$195K · loan HK$780K · min. income ≈ HK$8,338/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,778
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,895
−HK$120/mo
Today · 4.125%
HK$4,015
baseline
▲ 0.50% · 4.625%
HK$4,259
+HK$244/mo
Deposit HK$146K · loan HK$828K · min. income ≈ HK$8,030/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,203
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,316
−HK$114/mo
Today · 4.125%
HK$4,430
baseline
▲ 0.50% · 4.625%
HK$4,664
+HK$234/mo
Deposit HK$146K · loan HK$828K · min. income ≈ HK$8,860/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,000
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,125
−HK$126/mo
Today · 4.125%
HK$4,251
baseline
▲ 0.50% · 4.625%
HK$4,510
+HK$259/mo
Deposit HK$97K · loan HK$877K · min. income ≈ HK$8,502/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,450
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,570
−HK$121/mo
Today · 4.125%
HK$4,691
baseline
▲ 0.50% · 4.625%
HK$4,938
+HK$247/mo
Deposit HK$97K · loan HK$877K · min. income ≈ HK$9,382/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).