▼ 0.50% · 3.625%
HK$2,142
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,209
−HK$68/mo
Today · 4.125%
HK$2,277
baseline
▲ 0.50% · 4.625%
HK$2,415
+HK$138/mo
Deposit HK$470K · loan HK$470K · min. income ≈ HK$4,554/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,383
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,447
−HK$65/mo
Today · 4.125%
HK$2,512
baseline
▲ 0.50% · 4.625%
HK$2,644
+HK$132/mo
Deposit HK$470K · loan HK$470K · min. income ≈ HK$5,024/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,356
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,430
−HK$74/mo
Today · 4.125%
HK$2,504
baseline
▲ 0.50% · 4.625%
HK$2,657
+HK$153/mo
Deposit HK$423K · loan HK$517K · min. income ≈ HK$5,008/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,622
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,692
−HK$71/mo
Today · 4.125%
HK$2,763
baseline
▲ 0.50% · 4.625%
HK$2,909
+HK$146/mo
Deposit HK$423K · loan HK$517K · min. income ≈ HK$5,526/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,571
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,651
−HK$81/mo
Today · 4.125%
HK$2,732
baseline
▲ 0.50% · 4.625%
HK$2,898
+HK$166/mo
Deposit HK$376K · loan HK$564K · min. income ≈ HK$5,464/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,860
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,937
−HK$77/mo
Today · 4.125%
HK$3,014
baseline
▲ 0.50% · 4.625%
HK$3,173
+HK$159/mo
Deposit HK$376K · loan HK$564K · min. income ≈ HK$6,028/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,785
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,872
−HK$88/mo
Today · 4.125%
HK$2,960
baseline
▲ 0.50% · 4.625%
HK$3,140
+HK$180/mo
Deposit HK$329K · loan HK$611K · min. income ≈ HK$5,920/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,098
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,181
−HK$85/mo
Today · 4.125%
HK$3,266
baseline
▲ 0.50% · 4.625%
HK$3,438
+HK$172/mo
Deposit HK$329K · loan HK$611K · min. income ≈ HK$6,532/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,999
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,092
−HK$95/mo
Today · 4.125%
HK$3,187
baseline
▲ 0.50% · 4.625%
HK$3,381
+HK$194/mo
Deposit HK$282K · loan HK$658K · min. income ≈ HK$6,374/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,337
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,426
−HK$91/mo
Today · 4.125%
HK$3,517
baseline
▲ 0.50% · 4.625%
HK$3,702
+HK$185/mo
Deposit HK$282K · loan HK$658K · min. income ≈ HK$7,034/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,213
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,313
−HK$102/mo
Today · 4.125%
HK$3,415
baseline
▲ 0.50% · 4.625%
HK$3,623
+HK$208/mo
Deposit HK$235K · loan HK$705K · min. income ≈ HK$6,830/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,575
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,671
−HK$97/mo
Today · 4.125%
HK$3,768
baseline
▲ 0.50% · 4.625%
HK$3,967
+HK$199/mo
Deposit HK$235K · loan HK$705K · min. income ≈ HK$7,536/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,428
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,534
−HK$109/mo
Today · 4.125%
HK$3,643
baseline
▲ 0.50% · 4.625%
HK$3,864
+HK$221/mo
Deposit HK$188K · loan HK$752K · min. income ≈ HK$7,286/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,813
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,915
−HK$104/mo
Today · 4.125%
HK$4,019
baseline
▲ 0.50% · 4.625%
HK$4,231
+HK$212/mo
Deposit HK$188K · loan HK$752K · min. income ≈ HK$8,038/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,642
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,755
−HK$115/mo
Today · 4.125%
HK$3,870
baseline
▲ 0.50% · 4.625%
HK$4,106
+HK$236/mo
Deposit HK$141K · loan HK$799K · min. income ≈ HK$7,740/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,051
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,160
−HK$110/mo
Today · 4.125%
HK$4,270
baseline
▲ 0.50% · 4.625%
HK$4,495
+HK$225/mo
Deposit HK$141K · loan HK$799K · min. income ≈ HK$8,540/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,856
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,976
−HK$122/mo
Today · 4.125%
HK$4,098
baseline
▲ 0.50% · 4.625%
HK$4,347
+HK$249/mo
Deposit HK$94K · loan HK$846K · min. income ≈ HK$8,196/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,290
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,405
−HK$117/mo
Today · 4.125%
HK$4,522
baseline
▲ 0.50% · 4.625%
HK$4,760
+HK$238/mo
Deposit HK$94K · loan HK$846K · min. income ≈ HK$9,044/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).