▼ 0.50% · 3.625%
HK$3,319
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,422
−HK$105/mo
Today · 4.125%
HK$3,527
baseline
▲ 0.50% · 4.625%
HK$3,742
+HK$215/mo
Deposit HK$728K · loan HK$728K · min. income ≈ HK$7,054/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,693
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,792
−HK$100/mo
Today · 4.125%
HK$3,892
baseline
▲ 0.50% · 4.625%
HK$4,097
+HK$205/mo
Deposit HK$728K · loan HK$728K · min. income ≈ HK$7,784/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,651
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,765
−HK$115/mo
Today · 4.125%
HK$3,880
baseline
▲ 0.50% · 4.625%
HK$4,116
+HK$236/mo
Deposit HK$655K · loan HK$801K · min. income ≈ HK$7,760/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,062
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,171
−HK$110/mo
Today · 4.125%
HK$4,281
baseline
▲ 0.50% · 4.625%
HK$4,507
+HK$226/mo
Deposit HK$655K · loan HK$801K · min. income ≈ HK$8,562/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,983
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,107
−HK$126/mo
Today · 4.125%
HK$4,233
baseline
▲ 0.50% · 4.625%
HK$4,490
+HK$257/mo
Deposit HK$582K · loan HK$873K · min. income ≈ HK$8,466/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,431
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,550
−HK$120/mo
Today · 4.125%
HK$4,670
baseline
▲ 0.50% · 4.625%
HK$4,917
+HK$247/mo
Deposit HK$582K · loan HK$873K · min. income ≈ HK$9,340/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,315
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,449
−HK$136/mo
Today · 4.125%
HK$4,585
baseline
▲ 0.50% · 4.625%
HK$4,865
+HK$280/mo
Deposit HK$509K · loan HK$946K · min. income ≈ HK$9,170/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,800
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,929
−HK$131/mo
Today · 4.125%
HK$5,060
baseline
▲ 0.50% · 4.625%
HK$5,326
+HK$266/mo
Deposit HK$509K · loan HK$946K · min. income ≈ HK$10,120/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,647
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,791
−HK$147/mo
Today · 4.125%
HK$4,938
baseline
▲ 0.50% · 4.625%
HK$5,239
+HK$301/mo
Deposit HK$437K · loan HK$1.02M · min. income ≈ HK$9,876/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,170
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,308
−HK$141/mo
Today · 4.125%
HK$5,449
baseline
▲ 0.50% · 4.625%
HK$5,736
+HK$287/mo
Deposit HK$437K · loan HK$1.02M · min. income ≈ HK$10,898/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,979
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,134
−HK$157/mo
Today · 4.125%
HK$5,291
baseline
▲ 0.50% · 4.625%
HK$5,613
+HK$322/mo
Deposit HK$364K · loan HK$1.09M · min. income ≈ HK$10,582/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,539
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,687
−HK$151/mo
Today · 4.125%
HK$5,838
baseline
▲ 0.50% · 4.625%
HK$6,146
+HK$308/mo
Deposit HK$364K · loan HK$1.09M · min. income ≈ HK$11,676/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,311
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,476
−HK$168/mo
Today · 4.125%
HK$5,644
baseline
▲ 0.50% · 4.625%
HK$5,987
+HK$343/mo
Deposit HK$291K · loan HK$1.16M · min. income ≈ HK$11,288/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,908
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,067
−HK$160/mo
Today · 4.125%
HK$6,227
baseline
▲ 0.50% · 4.625%
HK$6,555
+HK$328/mo
Deposit HK$291K · loan HK$1.16M · min. income ≈ HK$12,454/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,643
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,818
−HK$178/mo
Today · 4.125%
HK$5,996
baseline
▲ 0.50% · 4.625%
HK$6,361
+HK$365/mo
Deposit HK$218K · loan HK$1.24M · min. income ≈ HK$11,992/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,277
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,446
−HK$170/mo
Today · 4.125%
HK$6,616
baseline
▲ 0.50% · 4.625%
HK$6,965
+HK$349/mo
Deposit HK$218K · loan HK$1.24M · min. income ≈ HK$13,232/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,974
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,160
−HK$189/mo
Today · 4.125%
HK$6,349
baseline
▲ 0.50% · 4.625%
HK$6,735
+HK$386/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$12,698/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,647
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,825
−HK$181/mo
Today · 4.125%
HK$7,006
baseline
▲ 0.50% · 4.625%
HK$7,375
+HK$369/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$14,012/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).