▼ 0.50% · 3.625%
HK$3,269
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,370
−HK$104/mo
Today · 4.125%
HK$3,474
baseline
▲ 0.50% · 4.625%
HK$3,685
+HK$211/mo
Deposit HK$717K · loan HK$717K · min. income ≈ HK$6,948/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,637
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,734
−HK$99/mo
Today · 4.125%
HK$3,833
baseline
▲ 0.50% · 4.625%
HK$4,035
+HK$202/mo
Deposit HK$717K · loan HK$717K · min. income ≈ HK$7,666/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,596
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,708
−HK$113/mo
Today · 4.125%
HK$3,821
baseline
▲ 0.50% · 4.625%
HK$4,054
+HK$233/mo
Deposit HK$645K · loan HK$788K · min. income ≈ HK$7,642/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,000
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,107
−HK$109/mo
Today · 4.125%
HK$4,216
baseline
▲ 0.50% · 4.625%
HK$4,439
+HK$223/mo
Deposit HK$645K · loan HK$788K · min. income ≈ HK$8,432/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,923
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,045
−HK$124/mo
Today · 4.125%
HK$4,169
baseline
▲ 0.50% · 4.625%
HK$4,422
+HK$253/mo
Deposit HK$573K · loan HK$860K · min. income ≈ HK$8,338/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,364
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,481
−HK$119/mo
Today · 4.125%
HK$4,600
baseline
▲ 0.50% · 4.625%
HK$4,842
+HK$242/mo
Deposit HK$573K · loan HK$860K · min. income ≈ HK$9,200/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,249
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,382
−HK$134/mo
Today · 4.125%
HK$4,516
baseline
▲ 0.50% · 4.625%
HK$4,791
+HK$275/mo
Deposit HK$502K · loan HK$932K · min. income ≈ HK$9,032/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,727
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,854
−HK$129/mo
Today · 4.125%
HK$4,983
baseline
▲ 0.50% · 4.625%
HK$5,246
+HK$263/mo
Deposit HK$502K · loan HK$932K · min. income ≈ HK$9,966/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,576
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,719
−HK$144/mo
Today · 4.125%
HK$4,863
baseline
▲ 0.50% · 4.625%
HK$5,159
+HK$296/mo
Deposit HK$430K · loan HK$1.00M · min. income ≈ HK$9,726/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,091
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,228
−HK$138/mo
Today · 4.125%
HK$5,366
baseline
▲ 0.50% · 4.625%
HK$5,649
+HK$283/mo
Deposit HK$430K · loan HK$1.00M · min. income ≈ HK$10,732/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,903
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,056
−HK$155/mo
Today · 4.125%
HK$5,211
baseline
▲ 0.50% · 4.625%
HK$5,528
+HK$317/mo
Deposit HK$358K · loan HK$1.08M · min. income ≈ HK$10,422/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,455
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,601
−HK$148/mo
Today · 4.125%
HK$5,749
baseline
▲ 0.50% · 4.625%
HK$6,053
+HK$304/mo
Deposit HK$358K · loan HK$1.08M · min. income ≈ HK$11,498/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,230
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,393
−HK$165/mo
Today · 4.125%
HK$5,558
baseline
▲ 0.50% · 4.625%
HK$5,896
+HK$338/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$11,116/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,818
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,974
−HK$159/mo
Today · 4.125%
HK$6,133
baseline
▲ 0.50% · 4.625%
HK$6,456
+HK$323/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$12,266/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,557
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,730
−HK$175/mo
Today · 4.125%
HK$5,905
baseline
▲ 0.50% · 4.625%
HK$6,265
+HK$360/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$11,810/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,182
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,348
−HK$168/mo
Today · 4.125%
HK$6,516
baseline
▲ 0.50% · 4.625%
HK$6,860
+HK$344/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$13,032/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,884
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,067
−HK$186/mo
Today · 4.125%
HK$6,253
baseline
▲ 0.50% · 4.625%
HK$6,633
+HK$380/mo
Deposit HK$143K · loan HK$1.29M · min. income ≈ HK$12,506/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,546
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,721
−HK$178/mo
Today · 4.125%
HK$6,899
baseline
▲ 0.50% · 4.625%
HK$7,263
+HK$364/mo
Deposit HK$143K · loan HK$1.29M · min. income ≈ HK$13,798/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).