▼ 0.50% · 3.625%
HK$2,099
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,165
−HK$66/mo
Today · 4.125%
HK$2,231
baseline
▲ 0.50% · 4.625%
HK$2,367
+HK$136/mo
Deposit HK$460K · loan HK$460K · min. income ≈ HK$4,462/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,336
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,398
−HK$64/mo
Today · 4.125%
HK$2,462
baseline
▲ 0.50% · 4.625%
HK$2,591
+HK$129/mo
Deposit HK$460K · loan HK$460K · min. income ≈ HK$4,924/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,309
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,381
−HK$73/mo
Today · 4.125%
HK$2,454
baseline
▲ 0.50% · 4.625%
HK$2,603
+HK$149/mo
Deposit HK$414K · loan HK$506K · min. income ≈ HK$4,908/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,569
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,638
−HK$70/mo
Today · 4.125%
HK$2,708
baseline
▲ 0.50% · 4.625%
HK$2,851
+HK$143/mo
Deposit HK$414K · loan HK$506K · min. income ≈ HK$5,416/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,519
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,598
−HK$79/mo
Today · 4.125%
HK$2,677
baseline
▲ 0.50% · 4.625%
HK$2,840
+HK$163/mo
Deposit HK$368K · loan HK$552K · min. income ≈ HK$5,354/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,803
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,878
−HK$76/mo
Today · 4.125%
HK$2,954
baseline
▲ 0.50% · 4.625%
HK$3,110
+HK$156/mo
Deposit HK$368K · loan HK$552K · min. income ≈ HK$5,908/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,729
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,814
−HK$86/mo
Today · 4.125%
HK$2,900
baseline
▲ 0.50% · 4.625%
HK$3,077
+HK$177/mo
Deposit HK$322K · loan HK$598K · min. income ≈ HK$5,800/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,036
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,118
−HK$82/mo
Today · 4.125%
HK$3,200
baseline
▲ 0.50% · 4.625%
HK$3,369
+HK$169/mo
Deposit HK$322K · loan HK$598K · min. income ≈ HK$6,400/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,939
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,031
−HK$92/mo
Today · 4.125%
HK$3,123
baseline
▲ 0.50% · 4.625%
HK$3,313
+HK$190/mo
Deposit HK$276K · loan HK$644K · min. income ≈ HK$6,246/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,270
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,357
−HK$89/mo
Today · 4.125%
HK$3,446
baseline
▲ 0.50% · 4.625%
HK$3,628
+HK$182/mo
Deposit HK$276K · loan HK$644K · min. income ≈ HK$6,892/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,149
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,247
−HK$100/mo
Today · 4.125%
HK$3,347
baseline
▲ 0.50% · 4.625%
HK$3,550
+HK$203/mo
Deposit HK$230K · loan HK$691K · min. income ≈ HK$6,694/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,503
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,597
−HK$96/mo
Today · 4.125%
HK$3,693
baseline
▲ 0.50% · 4.625%
HK$3,887
+HK$194/mo
Deposit HK$230K · loan HK$691K · min. income ≈ HK$7,386/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,359
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,463
−HK$107/mo
Today · 4.125%
HK$3,570
baseline
▲ 0.50% · 4.625%
HK$3,787
+HK$217/mo
Deposit HK$184K · loan HK$737K · min. income ≈ HK$7,140/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,737
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,837
−HK$102/mo
Today · 4.125%
HK$3,939
baseline
▲ 0.50% · 4.625%
HK$4,146
+HK$207/mo
Deposit HK$184K · loan HK$737K · min. income ≈ HK$7,878/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,569
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,680
−HK$113/mo
Today · 4.125%
HK$3,793
baseline
▲ 0.50% · 4.625%
HK$4,023
+HK$230/mo
Deposit HK$138K · loan HK$783K · min. income ≈ HK$7,586/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,970
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,077
−HK$108/mo
Today · 4.125%
HK$4,185
baseline
▲ 0.50% · 4.625%
HK$4,405
+HK$220/mo
Deposit HK$138K · loan HK$783K · min. income ≈ HK$8,370/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,779
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,896
−HK$120/mo
Today · 4.125%
HK$4,016
baseline
▲ 0.50% · 4.625%
HK$4,260
+HK$244/mo
Deposit HK$92K · loan HK$829K · min. income ≈ HK$8,032/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,204
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,317
−HK$114/mo
Today · 4.125%
HK$4,431
baseline
▲ 0.50% · 4.625%
HK$4,665
+HK$234/mo
Deposit HK$92K · loan HK$829K · min. income ≈ HK$8,862/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).