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At today's rate and a 90% mortgage, the deposit on this unit is about HK$666K, with repayments around HK$29,034/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$666K · loan HK$5.99M · min. income ≈ HK$58,068/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$199,693 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- A
- Saleable Area
- 485 Saleable ft²
- Gross Area
- 599 ft²
- Efficiency
- 81%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-28 | HK$5.21M | −21.7% 6.6y · −3.0%/yr |
| 2018-03-26 | HK$6.65M | +55.4% 4.0y · 14.0%/yr |
| 2014-04-03 | HK$4.28M | +32.9% |
| 1997-07-16 | HK$3.22M | +8.1% |
| 1997-06-11 | HK$2.98M | +21.6% |
| 1997-01-18 | HK$2.45M | +35.4% |
| 1996-08-15 | HK$1.81M | — |