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At today's rate and a 90% mortgage, the deposit on this unit is about HK$610K, with repayments around HK$26,607/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$610K · loan HK$5.49M · min. income ≈ HK$53,214/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$144,985 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- D
- Saleable Area
- 485 Saleable ft²
- Gross Area
- 599 ft²
- Efficiency
- 81%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-07 | HK$5.58M | −24.4% 2.6y · −9.0%/yr |
| 2021-09-23 | HK$7.38M | +52.2% 6.4y · 8.0%/yr |
| 2015-04-23 | HK$4.85M | +36.2% |
| 2012-09-19 | HK$3.56M | +259.6% |
| 2003-12-05 | HK$990K | −39.6% |
| 1996-05-31 | HK$1.64M | — |