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At today's rate and a 90% mortgage, the deposit on this unit is about HK$548K, with repayments around HK$23,912/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$548K · loan HK$4.93M · min. income ≈ HK$47,824/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$123,349 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- C
- Saleable Area
- 466 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 81%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-26 | HK$5.90M | +151.1% 10.3y · 15.0%/yr |
| 2011-01-06 | HK$2.35M | +46.9% |
| 2008-02-20 | HK$1.60M | +14.3% |
| 2008-01-24 | HK$1.40M | +40.0% |
| 2003-06-13 | HK$1.00M | −16.7% |
| 2001-05-19 | HK$1.20M | −57.6% |
| 1997-12-02 | HK$2.83M | +31.6% |
| 1996-12-30 | HK$2.15M | +74.8% |
| 1995-12-19 | HK$1.23M | — |