Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$657K, with repayments around HK$28,670/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$657K · loan HK$5.92M · min. income ≈ HK$57,340/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$192,299 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- D
- Saleable Area
- 485 Saleable ft²
- Gross Area
- 599 ft²
- Efficiency
- 81%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-25 | HK$6.90M | +15.0% 3.9y · 4.0%/yr |
| 2017-05-12 | HK$6.00M | +55.8% 4.5y · 12.0%/yr |
| 2012-11-05 | HK$3.85M | +54.0% |
| 2010-07-26 | HK$2.50M | +8.7% |
| 2010-03-23 | HK$2.30M | +39.4% |
| 2007-10-15 | HK$1.65M | −7.3% |
| 1995-07-01 | HK$1.78M | — |