▼ 0.50% · 3.625%
HK$14,483
−HK$908/mo
▼ 0.25% · 3.875%
HK$14,934
−HK$457/mo
Today · 4.125%
HK$15,391
baseline
▲ 0.50% · 4.625%
HK$16,328
+HK$937/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$30,782/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$170,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,112
−HK$871/mo
▼ 0.25% · 3.875%
HK$16,544
−HK$439/mo
Today · 4.125%
HK$16,983
baseline
▲ 0.50% · 4.625%
HK$17,878
+HK$895/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$33,966/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$170,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,931
−HK$999/mo
▼ 0.25% · 3.875%
HK$16,427
−HK$503/mo
Today · 4.125%
HK$16,930
baseline
▲ 0.50% · 4.625%
HK$17,961
+HK$1,031/mo
Deposit HK$2.86M · loan HK$3.49M · min. income ≈ HK$33,860/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$170,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,724
−HK$957/mo
▼ 0.25% · 3.875%
HK$18,199
−HK$482/mo
Today · 4.125%
HK$18,681
baseline
▲ 0.50% · 4.625%
HK$19,666
+HK$985/mo
Deposit HK$2.86M · loan HK$3.49M · min. income ≈ HK$37,362/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$170,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,380
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,920
−HK$550/mo
Today · 4.125%
HK$18,470
baseline
▲ 0.50% · 4.625%
HK$19,593
+HK$1,123/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$36,940/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$170,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,335
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,853
−HK$526/mo
Today · 4.125%
HK$20,379
baseline
▲ 0.50% · 4.625%
HK$21,454
+HK$1,075/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$40,758/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$170,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,828
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,414
−HK$595/mo
Today · 4.125%
HK$20,009
baseline
▲ 0.50% · 4.625%
HK$21,226
+HK$1,217/mo
Deposit HK$2.22M · loan HK$4.13M · min. income ≈ HK$40,018/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$170,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,946
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,508
−HK$570/mo
Today · 4.125%
HK$22,078
baseline
▲ 0.50% · 4.625%
HK$23,241
+HK$1,163/mo
Deposit HK$2.22M · loan HK$4.13M · min. income ≈ HK$44,156/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$170,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,276
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,907
−HK$641/mo
Today · 4.125%
HK$21,548
baseline
▲ 0.50% · 4.625%
HK$22,859
+HK$1,311/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$43,096/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$170,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,557
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,162
−HK$614/mo
Today · 4.125%
HK$23,776
baseline
▲ 0.50% · 4.625%
HK$25,029
+HK$1,253/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$47,552/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$170,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,725
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,400
−HK$687/mo
Today · 4.125%
HK$23,087
baseline
▲ 0.50% · 4.625%
HK$24,492
+HK$1,405/mo
Deposit HK$1.59M · loan HK$4.76M · min. income ≈ HK$46,174/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$170,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,168
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,817
−HK$657/mo
Today · 4.125%
HK$25,474
baseline
▲ 0.50% · 4.625%
HK$26,817
+HK$1,343/mo
Deposit HK$1.59M · loan HK$4.76M · min. income ≈ HK$50,948/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$170,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,173
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,894
−HK$732/mo
Today · 4.125%
HK$24,626
baseline
▲ 0.50% · 4.625%
HK$26,125
+HK$1,499/mo
Deposit HK$1.27M · loan HK$5.08M · min. income ≈ HK$49,252/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$170,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,780
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,471
−HK$701/mo
Today · 4.125%
HK$27,172
baseline
▲ 0.50% · 4.625%
HK$28,605
+HK$1,433/mo
Deposit HK$1.27M · loan HK$5.08M · min. income ≈ HK$54,344/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$170,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,621
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,387
−HK$778/mo
Today · 4.125%
HK$26,165
baseline
▲ 0.50% · 4.625%
HK$27,757
+HK$1,592/mo
Deposit HK$953K · loan HK$5.40M · min. income ≈ HK$52,330/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$170,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,391
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,125
−HK$746/mo
Today · 4.125%
HK$28,871
baseline
▲ 0.50% · 4.625%
HK$30,393
+HK$1,522/mo
Deposit HK$953K · loan HK$5.40M · min. income ≈ HK$57,742/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$170,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,070
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,880
−HK$824/mo
Today · 4.125%
HK$27,704
baseline
▲ 0.50% · 4.625%
HK$29,390
+HK$1,686/mo
Deposit HK$635K · loan HK$5.72M · min. income ≈ HK$55,408/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$170,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,002
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,780
−HK$789/mo
Today · 4.125%
HK$30,569
baseline
▲ 0.50% · 4.625%
HK$32,180
+HK$1,611/mo
Deposit HK$635K · loan HK$5.72M · min. income ≈ HK$61,138/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$170,152 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).