▼ 0.50% · 3.625%
HK$16,438
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,949
−HK$520/mo
Today · 4.125%
HK$17,469
baseline
▲ 0.50% · 4.625%
HK$18,532
+HK$1,063/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,938/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,287
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,778
−HK$497/mo
Today · 4.125%
HK$19,275
baseline
▲ 0.50% · 4.625%
HK$20,291
+HK$1,016/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,550/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,082
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,644
−HK$572/mo
Today · 4.125%
HK$19,216
baseline
▲ 0.50% · 4.625%
HK$20,385
+HK$1,169/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,432/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,116
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,655
−HK$548/mo
Today · 4.125%
HK$21,203
baseline
▲ 0.50% · 4.625%
HK$22,320
+HK$1,117/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,406/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,726
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,339
−HK$624/mo
Today · 4.125%
HK$20,963
baseline
▲ 0.50% · 4.625%
HK$22,238
+HK$1,275/mo
Deposit HK$2.88M · loan HK$4.33M · min. income ≈ HK$41,926/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,945
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,533
−HK$597/mo
Today · 4.125%
HK$23,130
baseline
▲ 0.50% · 4.625%
HK$24,350
+HK$1,220/mo
Deposit HK$2.88M · loan HK$4.33M · min. income ≈ HK$46,260/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,370
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,034
−HK$676/mo
Today · 4.125%
HK$22,710
baseline
▲ 0.50% · 4.625%
HK$24,091
+HK$1,381/mo
Deposit HK$2.52M · loan HK$4.69M · min. income ≈ HK$45,420/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,773
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,411
−HK$647/mo
Today · 4.125%
HK$25,058
baseline
▲ 0.50% · 4.625%
HK$26,379
+HK$1,321/mo
Deposit HK$2.52M · loan HK$4.69M · min. income ≈ HK$50,116/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,013
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,729
−HK$728/mo
Today · 4.125%
HK$24,457
baseline
▲ 0.50% · 4.625%
HK$25,945
+HK$1,488/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$48,914/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,602
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,289
−HK$696/mo
Today · 4.125%
HK$26,985
baseline
▲ 0.50% · 4.625%
HK$28,408
+HK$1,423/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$53,970/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,657
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,424
−HK$779/mo
Today · 4.125%
HK$26,203
baseline
▲ 0.50% · 4.625%
HK$27,798
+HK$1,595/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$52,406/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,431
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,167
−HK$746/mo
Today · 4.125%
HK$28,913
baseline
▲ 0.50% · 4.625%
HK$30,437
+HK$1,524/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$57,826/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,301
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,119
−HK$831/mo
Today · 4.125%
HK$27,950
baseline
▲ 0.50% · 4.625%
HK$29,651
+HK$1,701/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$55,900/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,260
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,044
−HK$796/mo
Today · 4.125%
HK$30,840
baseline
▲ 0.50% · 4.625%
HK$32,466
+HK$1,626/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$61,680/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,945
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,814
−HK$883/mo
Today · 4.125%
HK$29,697
baseline
▲ 0.50% · 4.625%
HK$31,504
+HK$1,807/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$59,394/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,088
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,922
−HK$846/mo
Today · 4.125%
HK$32,768
baseline
▲ 0.50% · 4.625%
HK$34,495
+HK$1,727/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$65,536/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,589
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,509
−HK$935/mo
Today · 4.125%
HK$31,444
baseline
▲ 0.50% · 4.625%
HK$33,357
+HK$1,913/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$62,888/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,917
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,800
−HK$895/mo
Today · 4.125%
HK$34,695
baseline
▲ 0.50% · 4.625%
HK$36,524
+HK$1,829/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$69,390/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,267 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).