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At today's rate and a 90% mortgage, the deposit on this unit is about HK$561K, with repayments around HK$24,463/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$561K · loan HK$5.05M · min. income ≈ HK$48,926/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,190 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- C
- Saleable Area
- 466 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 81%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-09-20 | HK$6.00M | +1.7% 1.5y · 1.0%/yr |
| 2018-03-28 | HK$5.90M | +73.5% 5.4y · 13.0%/yr |
| 2012-10-19 | HK$3.40M | +112.5% |
| 2008-02-21 | HK$1.60M | −44.8% |
| 1997-09-10 | HK$2.90M | +16.0% |
| 1997-05-28 | HK$2.50M | +37.4% |
| 1996-12-05 | HK$1.82M | — |