▼ 0.50% · 3.625%
HK$22,608
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,311
−HK$715/mo
Today · 4.125%
HK$24,026
baseline
▲ 0.50% · 4.625%
HK$25,488
+HK$1,462/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,052/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,151
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,826
−HK$684/mo
Today · 4.125%
HK$26,510
baseline
▲ 0.50% · 4.625%
HK$27,907
+HK$1,397/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,020/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,869
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,642
−HK$786/mo
Today · 4.125%
HK$26,428
baseline
▲ 0.50% · 4.625%
HK$28,036
+HK$1,608/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,856/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$361,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,666
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,408
−HK$753/mo
Today · 4.125%
HK$29,161
baseline
▲ 0.50% · 4.625%
HK$30,698
+HK$1,537/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,322/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$361,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,130
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,974
−HK$857/mo
Today · 4.125%
HK$28,831
baseline
▲ 0.50% · 4.625%
HK$30,585
+HK$1,754/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$57,662/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,181
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,991
−HK$821/mo
Today · 4.125%
HK$31,812
baseline
▲ 0.50% · 4.625%
HK$33,489
+HK$1,677/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$63,624/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,390
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,305
−HK$928/mo
Today · 4.125%
HK$31,233
baseline
▲ 0.50% · 4.625%
HK$33,134
+HK$1,901/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,466/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$361,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,697
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,573
−HK$890/mo
Today · 4.125%
HK$34,463
baseline
▲ 0.50% · 4.625%
HK$36,280
+HK$1,817/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,926/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$361,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,651
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,636
−HK$1,000/mo
Today · 4.125%
HK$33,636
baseline
▲ 0.50% · 4.625%
HK$35,683
+HK$2,047/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$67,272/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$361,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,212
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,156
−HK$958/mo
Today · 4.125%
HK$37,114
baseline
▲ 0.50% · 4.625%
HK$39,070
+HK$1,956/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$74,228/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$361,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,912
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,967
−HK$1,072/mo
Today · 4.125%
HK$36,039
baseline
▲ 0.50% · 4.625%
HK$38,232
+HK$2,193/mo
Deposit HK$2.48M · loan HK$7.44M · min. income ≈ HK$72,078/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$361,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,727
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,739
−HK$1,026/mo
Today · 4.125%
HK$39,765
baseline
▲ 0.50% · 4.625%
HK$41,861
+HK$2,096/mo
Deposit HK$2.48M · loan HK$7.44M · min. income ≈ HK$79,530/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$361,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,173
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,298
−HK$1,143/mo
Today · 4.125%
HK$38,441
baseline
▲ 0.50% · 4.625%
HK$40,780
+HK$2,339/mo
Deposit HK$1.98M · loan HK$7.93M · min. income ≈ HK$76,882/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$361,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,242
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,321
−HK$1,095/mo
Today · 4.125%
HK$42,416
baseline
▲ 0.50% · 4.625%
HK$44,652
+HK$2,236/mo
Deposit HK$1.98M · loan HK$7.93M · min. income ≈ HK$84,832/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$361,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,434
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,629
−HK$1,215/mo
Today · 4.125%
HK$40,844
baseline
▲ 0.50% · 4.625%
HK$43,329
+HK$2,485/mo
Deposit HK$1.49M · loan HK$8.43M · min. income ≈ HK$81,688/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$361,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,757
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,904
−HK$1,163/mo
Today · 4.125%
HK$45,067
baseline
▲ 0.50% · 4.625%
HK$47,443
+HK$2,376/mo
Deposit HK$1.49M · loan HK$8.43M · min. income ≈ HK$90,134/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$361,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,694
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,960
−HK$1,286/mo
Today · 4.125%
HK$43,246
baseline
▲ 0.50% · 4.625%
HK$45,878
+HK$2,632/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$86,492/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,272
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,486
−HK$1,232/mo
Today · 4.125%
HK$47,718
baseline
▲ 0.50% · 4.625%
HK$50,233
+HK$2,515/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$95,436/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,470 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).