▼ 0.50% · 3.625%
HK$15,122
−HK$948/mo
▼ 0.25% · 3.875%
HK$15,592
−HK$478/mo
Today · 4.125%
HK$16,070
baseline
▲ 0.50% · 4.625%
HK$17,048
+HK$978/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$32,140/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$198,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,823
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,274
−HK$458/mo
Today · 4.125%
HK$17,732
baseline
▲ 0.50% · 4.625%
HK$18,666
+HK$934/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$35,464/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$198,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,634
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,151
−HK$526/mo
Today · 4.125%
HK$17,677
baseline
▲ 0.50% · 4.625%
HK$18,753
+HK$1,076/mo
Deposit HK$2.98M · loan HK$3.65M · min. income ≈ HK$35,354/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$198,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,505
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$19,001
−HK$504/mo
Today · 4.125%
HK$19,505
baseline
▲ 0.50% · 4.625%
HK$20,533
+HK$1,028/mo
Deposit HK$2.98M · loan HK$3.65M · min. income ≈ HK$39,010/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$198,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,146
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,711
−HK$573/mo
Today · 4.125%
HK$19,284
baseline
▲ 0.50% · 4.625%
HK$20,458
+HK$1,174/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$38,568/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,187
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,729
−HK$549/mo
Today · 4.125%
HK$21,278
baseline
▲ 0.50% · 4.625%
HK$22,400
+HK$1,122/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$42,556/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,658
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,270
−HK$621/mo
Today · 4.125%
HK$20,891
baseline
▲ 0.50% · 4.625%
HK$22,162
+HK$1,271/mo
Deposit HK$2.32M · loan HK$4.31M · min. income ≈ HK$41,782/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$198,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,870
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,456
−HK$595/mo
Today · 4.125%
HK$23,051
baseline
▲ 0.50% · 4.625%
HK$24,266
+HK$1,215/mo
Deposit HK$2.32M · loan HK$4.31M · min. income ≈ HK$46,102/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$198,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,171
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,829
−HK$669/mo
Today · 4.125%
HK$22,498
baseline
▲ 0.50% · 4.625%
HK$23,867
+HK$1,369/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$44,996/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,552
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,184
−HK$641/mo
Today · 4.125%
HK$24,825
baseline
▲ 0.50% · 4.625%
HK$26,133
+HK$1,308/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$49,650/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,683
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,388
−HK$717/mo
Today · 4.125%
HK$24,105
baseline
▲ 0.50% · 4.625%
HK$25,572
+HK$1,467/mo
Deposit HK$1.66M · loan HK$4.97M · min. income ≈ HK$48,210/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$198,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,234
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,911
−HK$687/mo
Today · 4.125%
HK$26,598
baseline
▲ 0.50% · 4.625%
HK$28,000
+HK$1,402/mo
Deposit HK$1.66M · loan HK$4.97M · min. income ≈ HK$53,196/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$198,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,195
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,948
−HK$764/mo
Today · 4.125%
HK$25,712
baseline
▲ 0.50% · 4.625%
HK$27,277
+HK$1,565/mo
Deposit HK$1.33M · loan HK$5.31M · min. income ≈ HK$51,424/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$198,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,917
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,639
−HK$732/mo
Today · 4.125%
HK$28,371
baseline
▲ 0.50% · 4.625%
HK$29,866
+HK$1,495/mo
Deposit HK$1.33M · loan HK$5.31M · min. income ≈ HK$56,742/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$198,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,707
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,507
−HK$812/mo
Today · 4.125%
HK$27,319
baseline
▲ 0.50% · 4.625%
HK$28,982
+HK$1,663/mo
Deposit HK$995K · loan HK$5.64M · min. income ≈ HK$54,638/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$198,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,599
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,366
−HK$778/mo
Today · 4.125%
HK$30,144
baseline
▲ 0.50% · 4.625%
HK$31,733
+HK$1,589/mo
Deposit HK$995K · loan HK$5.64M · min. income ≈ HK$60,288/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$198,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,219
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,066
−HK$860/mo
Today · 4.125%
HK$28,926
baseline
▲ 0.50% · 4.625%
HK$30,686
+HK$1,760/mo
Deposit HK$663K · loan HK$5.97M · min. income ≈ HK$57,852/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$198,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,281
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,093
−HK$824/mo
Today · 4.125%
HK$31,917
baseline
▲ 0.50% · 4.625%
HK$33,600
+HK$1,683/mo
Deposit HK$663K · loan HK$5.97M · min. income ≈ HK$63,834/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$198,165 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).