▼ 0.50% · 3.625%
HK$13,682
−HK$858/mo
▼ 0.25% · 3.875%
HK$14,108
−HK$432/mo
Today · 4.125%
HK$14,540
baseline
▲ 0.50% · 4.625%
HK$15,425
+HK$885/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$29,080/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$135,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,221
−HK$823/mo
▼ 0.25% · 3.875%
HK$15,630
−HK$414/mo
Today · 4.125%
HK$16,044
baseline
▲ 0.50% · 4.625%
HK$16,890
+HK$846/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$32,088/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$135,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,051
−HK$943/mo
▼ 0.25% · 3.875%
HK$15,519
−HK$475/mo
Today · 4.125%
HK$15,994
baseline
▲ 0.50% · 4.625%
HK$16,968
+HK$974/mo
Deposit HK$2.70M · loan HK$3.30M · min. income ≈ HK$31,988/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$135,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,744
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,193
−HK$455/mo
Today · 4.125%
HK$17,648
baseline
▲ 0.50% · 4.625%
HK$18,578
+HK$930/mo
Deposit HK$2.70M · loan HK$3.30M · min. income ≈ HK$35,296/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$135,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,419
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$16,930
−HK$518/mo
Today · 4.125%
HK$17,448
baseline
▲ 0.50% · 4.625%
HK$18,510
+HK$1,062/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$34,896/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$135,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,266
−HK$987/mo
▼ 0.25% · 3.875%
HK$18,756
−HK$497/mo
Today · 4.125%
HK$19,253
baseline
▲ 0.50% · 4.625%
HK$20,267
+HK$1,014/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$38,506/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$135,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,787
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,340
−HK$562/mo
Today · 4.125%
HK$18,902
baseline
▲ 0.50% · 4.625%
HK$20,053
+HK$1,151/mo
Deposit HK$2.10M · loan HK$3.90M · min. income ≈ HK$37,804/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$135,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,788
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,319
−HK$538/mo
Today · 4.125%
HK$20,857
baseline
▲ 0.50% · 4.625%
HK$21,956
+HK$1,099/mo
Deposit HK$2.10M · loan HK$3.90M · min. income ≈ HK$41,714/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$135,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,155
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,751
−HK$605/mo
Today · 4.125%
HK$20,356
baseline
▲ 0.50% · 4.625%
HK$21,595
+HK$1,239/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$40,712/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$135,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,310
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,882
−HK$579/mo
Today · 4.125%
HK$22,461
baseline
▲ 0.50% · 4.625%
HK$23,645
+HK$1,184/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$44,922/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$135,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,524
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,162
−HK$649/mo
Today · 4.125%
HK$21,811
baseline
▲ 0.50% · 4.625%
HK$23,138
+HK$1,327/mo
Deposit HK$1.50M · loan HK$4.50M · min. income ≈ HK$43,622/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$135,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,832
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,445
−HK$621/mo
Today · 4.125%
HK$24,066
baseline
▲ 0.50% · 4.625%
HK$25,334
+HK$1,268/mo
Deposit HK$1.50M · loan HK$4.50M · min. income ≈ HK$48,132/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$135,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,892
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,573
−HK$692/mo
Today · 4.125%
HK$23,265
baseline
▲ 0.50% · 4.625%
HK$24,680
+HK$1,415/mo
Deposit HK$1.20M · loan HK$4.80M · min. income ≈ HK$46,530/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$135,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,354
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,008
−HK$662/mo
Today · 4.125%
HK$25,670
baseline
▲ 0.50% · 4.625%
HK$27,023
+HK$1,353/mo
Deposit HK$1.20M · loan HK$4.80M · min. income ≈ HK$51,340/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$135,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,260
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,983
−HK$736/mo
Today · 4.125%
HK$24,719
baseline
▲ 0.50% · 4.625%
HK$26,223
+HK$1,504/mo
Deposit HK$900K · loan HK$5.10M · min. income ≈ HK$49,438/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$135,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,876
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,570
−HK$705/mo
Today · 4.125%
HK$27,275
baseline
▲ 0.50% · 4.625%
HK$28,712
+HK$1,437/mo
Deposit HK$900K · loan HK$5.10M · min. income ≈ HK$54,550/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$135,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,628
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,394
−HK$779/mo
Today · 4.125%
HK$26,173
baseline
▲ 0.50% · 4.625%
HK$27,765
+HK$1,592/mo
Deposit HK$600K · loan HK$5.40M · min. income ≈ HK$52,346/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$135,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,399
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,133
−HK$746/mo
Today · 4.125%
HK$28,879
baseline
▲ 0.50% · 4.625%
HK$30,401
+HK$1,522/mo
Deposit HK$600K · loan HK$5.40M · min. income ≈ HK$57,758/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$135,035 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).