▼ 0.50% · 3.625%
HK$21,012
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,666
−HK$664/mo
Today · 4.125%
HK$22,330
baseline
▲ 0.50% · 4.625%
HK$23,688
+HK$1,358/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,660/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,376
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$24,003
−HK$636/mo
Today · 4.125%
HK$24,639
baseline
▲ 0.50% · 4.625%
HK$25,937
+HK$1,298/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,278/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,113
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,832
−HK$731/mo
Today · 4.125%
HK$24,563
baseline
▲ 0.50% · 4.625%
HK$26,057
+HK$1,494/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,126/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$291,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,713
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,403
−HK$699/mo
Today · 4.125%
HK$27,102
baseline
▲ 0.50% · 4.625%
HK$28,531
+HK$1,429/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,204/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$291,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,214
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$25,999
−HK$797/mo
Today · 4.125%
HK$26,796
baseline
▲ 0.50% · 4.625%
HK$28,426
+HK$1,630/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$53,592/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,051
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,803
−HK$763/mo
Today · 4.125%
HK$29,566
baseline
▲ 0.50% · 4.625%
HK$31,125
+HK$1,559/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$59,132/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,316
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,165
−HK$863/mo
Today · 4.125%
HK$29,028
baseline
▲ 0.50% · 4.625%
HK$30,795
+HK$1,767/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$58,056/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$291,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,388
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,203
−HK$827/mo
Today · 4.125%
HK$32,030
baseline
▲ 0.50% · 4.625%
HK$33,718
+HK$1,688/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$64,060/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$291,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,417
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,332
−HK$929/mo
Today · 4.125%
HK$31,261
baseline
▲ 0.50% · 4.625%
HK$33,164
+HK$1,903/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$62,522/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$291,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,726
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,604
−HK$890/mo
Today · 4.125%
HK$34,494
baseline
▲ 0.50% · 4.625%
HK$36,312
+HK$1,818/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$68,988/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$291,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,518
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,498
−HK$996/mo
Today · 4.125%
HK$33,494
baseline
▲ 0.50% · 4.625%
HK$35,532
+HK$2,038/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$66,988/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$291,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,063
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,004
−HK$954/mo
Today · 4.125%
HK$36,958
baseline
▲ 0.50% · 4.625%
HK$38,906
+HK$1,948/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$73,916/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$291,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,619
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,665
−HK$1,062/mo
Today · 4.125%
HK$35,727
baseline
▲ 0.50% · 4.625%
HK$37,901
+HK$2,174/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$71,454/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$291,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,401
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,404
−HK$1,018/mo
Today · 4.125%
HK$39,422
baseline
▲ 0.50% · 4.625%
HK$41,500
+HK$2,078/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$78,844/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$291,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,720
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,831
−HK$1,129/mo
Today · 4.125%
HK$37,960
baseline
▲ 0.50% · 4.625%
HK$40,270
+HK$2,310/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$75,920/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$291,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,739
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,804
−HK$1,081/mo
Today · 4.125%
HK$41,885
baseline
▲ 0.50% · 4.625%
HK$44,093
+HK$2,208/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$83,770/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$291,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,822
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,998
−HK$1,195/mo
Today · 4.125%
HK$40,193
baseline
▲ 0.50% · 4.625%
HK$42,639
+HK$2,446/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$80,386/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,076
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,205
−HK$1,144/mo
Today · 4.125%
HK$44,349
baseline
▲ 0.50% · 4.625%
HK$46,687
+HK$2,338/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$88,698/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,474 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).