▼ 0.50% · 3.625%
HK$21,831
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,510
−HK$690/mo
Today · 4.125%
HK$23,200
baseline
▲ 0.50% · 4.625%
HK$24,611
+HK$1,411/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,400/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$327,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,287
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,938
−HK$661/mo
Today · 4.125%
HK$25,599
baseline
▲ 0.50% · 4.625%
HK$26,948
+HK$1,349/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,198/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$327,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,014
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,761
−HK$759/mo
Today · 4.125%
HK$25,520
baseline
▲ 0.50% · 4.625%
HK$27,073
+HK$1,553/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,040/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$327,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,715
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,432
−HK$727/mo
Today · 4.125%
HK$28,159
baseline
▲ 0.50% · 4.625%
HK$29,643
+HK$1,484/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,318/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$327,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,197
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,012
−HK$828/mo
Today · 4.125%
HK$27,840
baseline
▲ 0.50% · 4.625%
HK$29,534
+HK$1,694/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,680/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,144
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,925
−HK$793/mo
Today · 4.125%
HK$30,718
baseline
▲ 0.50% · 4.625%
HK$32,338
+HK$1,620/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,436/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,380
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,263
−HK$897/mo
Today · 4.125%
HK$30,160
baseline
▲ 0.50% · 4.625%
HK$31,995
+HK$1,835/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,320/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,572
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,419
−HK$859/mo
Today · 4.125%
HK$33,278
baseline
▲ 0.50% · 4.625%
HK$35,032
+HK$1,754/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,556/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,563
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,514
−HK$966/mo
Today · 4.125%
HK$32,480
baseline
▲ 0.50% · 4.625%
HK$34,456
+HK$1,976/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,960/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,001
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,913
−HK$925/mo
Today · 4.125%
HK$35,838
baseline
▲ 0.50% · 4.625%
HK$37,727
+HK$1,889/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,676/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,746
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,765
−HK$1,035/mo
Today · 4.125%
HK$34,800
baseline
▲ 0.50% · 4.625%
HK$36,917
+HK$2,117/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,600/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,430
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,407
−HK$991/mo
Today · 4.125%
HK$38,398
baseline
▲ 0.50% · 4.625%
HK$40,422
+HK$2,024/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,796/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,929
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,016
−HK$1,104/mo
Today · 4.125%
HK$37,120
baseline
▲ 0.50% · 4.625%
HK$39,378
+HK$2,258/mo
Deposit HK$1.91M · loan HK$7.66M · min. income ≈ HK$74,240/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,858
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,901
−HK$1,057/mo
Today · 4.125%
HK$40,958
baseline
▲ 0.50% · 4.625%
HK$43,117
+HK$2,159/mo
Deposit HK$1.91M · loan HK$7.66M · min. income ≈ HK$81,916/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,112
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,267
−HK$1,173/mo
Today · 4.125%
HK$39,440
baseline
▲ 0.50% · 4.625%
HK$41,839
+HK$2,399/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$78,880/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,287
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,394
−HK$1,124/mo
Today · 4.125%
HK$43,518
baseline
▲ 0.50% · 4.625%
HK$45,812
+HK$2,294/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$87,036/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,295
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,518
−HK$1,242/mo
Today · 4.125%
HK$41,760
baseline
▲ 0.50% · 4.625%
HK$44,301
+HK$2,541/mo
Deposit HK$957K · loan HK$8.62M · min. income ≈ HK$83,520/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$327,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,716
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,888
−HK$1,190/mo
Today · 4.125%
HK$46,078
baseline
▲ 0.50% · 4.625%
HK$48,506
+HK$2,428/mo
Deposit HK$957K · loan HK$8.62M · min. income ≈ HK$92,156/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$327,383 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).