▼ 0.50% · 3.625%
HK$16,321
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,829
−HK$516/mo
Today · 4.125%
HK$17,345
baseline
▲ 0.50% · 4.625%
HK$18,400
+HK$1,055/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,690/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,157
−HK$981/mo
▼ 0.25% · 3.875%
HK$18,644
−HK$494/mo
Today · 4.125%
HK$19,138
baseline
▲ 0.50% · 4.625%
HK$20,147
+HK$1,009/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,276/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,954
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,512
−HK$567/mo
Today · 4.125%
HK$19,079
baseline
▲ 0.50% · 4.625%
HK$20,240
+HK$1,161/mo
Deposit HK$3.22M · loan HK$3.94M · min. income ≈ HK$38,158/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$214,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,973
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$20,509
−HK$543/mo
Today · 4.125%
HK$21,052
baseline
▲ 0.50% · 4.625%
HK$22,162
+HK$1,110/mo
Deposit HK$3.22M · loan HK$3.94M · min. income ≈ HK$42,104/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$214,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,586
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,195
−HK$619/mo
Today · 4.125%
HK$20,814
baseline
▲ 0.50% · 4.625%
HK$22,080
+HK$1,266/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$41,628/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,789
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,373
−HK$593/mo
Today · 4.125%
HK$22,966
baseline
▲ 0.50% · 4.625%
HK$24,177
+HK$1,211/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$45,932/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,218
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,878
−HK$670/mo
Today · 4.125%
HK$22,548
baseline
▲ 0.50% · 4.625%
HK$23,920
+HK$1,372/mo
Deposit HK$2.51M · loan HK$4.65M · min. income ≈ HK$45,096/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,605
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,238
−HK$642/mo
Today · 4.125%
HK$24,880
baseline
▲ 0.50% · 4.625%
HK$26,191
+HK$1,311/mo
Deposit HK$2.51M · loan HK$4.65M · min. income ≈ HK$49,760/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,850
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,561
−HK$722/mo
Today · 4.125%
HK$24,283
baseline
▲ 0.50% · 4.625%
HK$25,760
+HK$1,477/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$48,566/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,420
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,102
−HK$692/mo
Today · 4.125%
HK$26,794
baseline
▲ 0.50% · 4.625%
HK$28,206
+HK$1,412/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$53,588/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,482
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,244
−HK$773/mo
Today · 4.125%
HK$26,017
baseline
▲ 0.50% · 4.625%
HK$27,600
+HK$1,583/mo
Deposit HK$1.79M · loan HK$5.37M · min. income ≈ HK$52,034/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,236
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,967
−HK$741/mo
Today · 4.125%
HK$28,708
baseline
▲ 0.50% · 4.625%
HK$30,221
+HK$1,513/mo
Deposit HK$1.79M · loan HK$5.37M · min. income ≈ HK$57,416/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,114
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,927
−HK$825/mo
Today · 4.125%
HK$27,752
baseline
▲ 0.50% · 4.625%
HK$29,441
+HK$1,689/mo
Deposit HK$1.43M · loan HK$5.73M · min. income ≈ HK$55,504/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$214,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,052
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,831
−HK$790/mo
Today · 4.125%
HK$30,621
baseline
▲ 0.50% · 4.625%
HK$32,236
+HK$1,615/mo
Deposit HK$1.43M · loan HK$5.73M · min. income ≈ HK$61,242/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$214,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,746
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,609
−HK$877/mo
Today · 4.125%
HK$29,486
baseline
▲ 0.50% · 4.625%
HK$31,281
+HK$1,795/mo
Deposit HK$1.07M · loan HK$6.08M · min. income ≈ HK$58,972/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,868
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,695
−HK$840/mo
Today · 4.125%
HK$32,535
baseline
▲ 0.50% · 4.625%
HK$34,250
+HK$1,715/mo
Deposit HK$1.07M · loan HK$6.08M · min. income ≈ HK$65,070/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,379
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,292
−HK$929/mo
Today · 4.125%
HK$31,221
baseline
▲ 0.50% · 4.625%
HK$33,121
+HK$1,900/mo
Deposit HK$716K · loan HK$6.44M · min. income ≈ HK$62,442/mo (50% DSR)
Upfront cash ≈ HK$931K (deposit + AVD stamp duty HK$214,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,683
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,560
−HK$889/mo
Today · 4.125%
HK$34,449
baseline
▲ 0.50% · 4.625%
HK$36,265
+HK$1,816/mo
Deposit HK$716K · loan HK$6.44M · min. income ≈ HK$68,898/mo (50% DSR)
Upfront cash ≈ HK$931K (deposit + AVD stamp duty HK$214,732 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).