▼ 0.50% · 3.625%
HK$22,514
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,214
−HK$712/mo
Today · 4.125%
HK$23,926
baseline
▲ 0.50% · 4.625%
HK$25,382
+HK$1,456/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,852/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,047
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,718
−HK$682/mo
Today · 4.125%
HK$26,400
baseline
▲ 0.50% · 4.625%
HK$27,791
+HK$1,391/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,800/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,766
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,536
−HK$783/mo
Today · 4.125%
HK$26,319
baseline
▲ 0.50% · 4.625%
HK$27,920
+HK$1,601/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$52,638/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,551
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,290
−HK$750/mo
Today · 4.125%
HK$29,040
baseline
▲ 0.50% · 4.625%
HK$30,571
+HK$1,531/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$58,080/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,017
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,857
−HK$854/mo
Today · 4.125%
HK$28,711
baseline
▲ 0.50% · 4.625%
HK$30,458
+HK$1,747/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,422/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,056
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,862
−HK$818/mo
Today · 4.125%
HK$31,680
baseline
▲ 0.50% · 4.625%
HK$33,350
+HK$1,670/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,360/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,268
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,179
−HK$925/mo
Today · 4.125%
HK$31,104
baseline
▲ 0.50% · 4.625%
HK$32,996
+HK$1,892/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,208/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,561
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,434
−HK$886/mo
Today · 4.125%
HK$34,320
baseline
▲ 0.50% · 4.625%
HK$36,129
+HK$1,809/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,640/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,520
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,500
−HK$996/mo
Today · 4.125%
HK$33,496
baseline
▲ 0.50% · 4.625%
HK$35,534
+HK$2,038/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$66,992/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,065
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,006
−HK$954/mo
Today · 4.125%
HK$36,960
baseline
▲ 0.50% · 4.625%
HK$38,908
+HK$1,948/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,920/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,771
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,822
−HK$1,067/mo
Today · 4.125%
HK$35,889
baseline
▲ 0.50% · 4.625%
HK$38,073
+HK$2,184/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,778/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,570
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,578
−HK$1,022/mo
Today · 4.125%
HK$39,600
baseline
▲ 0.50% · 4.625%
HK$41,687
+HK$2,087/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,200/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,023
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,143
−HK$1,138/mo
Today · 4.125%
HK$38,281
baseline
▲ 0.50% · 4.625%
HK$40,611
+HK$2,330/mo
Deposit HK$1.97M · loan HK$7.90M · min. income ≈ HK$76,562/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,075
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,150
−HK$1,090/mo
Today · 4.125%
HK$42,240
baseline
▲ 0.50% · 4.625%
HK$44,466
+HK$2,226/mo
Deposit HK$1.97M · loan HK$7.90M · min. income ≈ HK$84,480/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,274
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,464
−HK$1,210/mo
Today · 4.125%
HK$40,674
baseline
▲ 0.50% · 4.625%
HK$43,149
+HK$2,475/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$81,348/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,579
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,721
−HK$1,159/mo
Today · 4.125%
HK$44,880
baseline
▲ 0.50% · 4.625%
HK$47,246
+HK$2,366/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$89,760/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,525
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,786
−HK$1,281/mo
Today · 4.125%
HK$43,067
baseline
▲ 0.50% · 4.625%
HK$45,687
+HK$2,620/mo
Deposit HK$987K · loan HK$8.89M · min. income ≈ HK$86,134/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,084
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,293
−HK$1,227/mo
Today · 4.125%
HK$47,520
baseline
▲ 0.50% · 4.625%
HK$50,025
+HK$2,505/mo
Deposit HK$987K · loan HK$8.89M · min. income ≈ HK$95,040/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,350 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).