▼ 0.50% · 3.625%
HK$20,762
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,408
−HK$656/mo
Today · 4.125%
HK$22,064
baseline
▲ 0.50% · 4.625%
HK$23,407
+HK$1,343/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,128/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,098
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,717
−HK$629/mo
Today · 4.125%
HK$24,346
baseline
▲ 0.50% · 4.625%
HK$25,629
+HK$1,283/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,692/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,839
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,549
−HK$722/mo
Today · 4.125%
HK$24,271
baseline
▲ 0.50% · 4.625%
HK$25,748
+HK$1,477/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,542/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,408
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,089
−HK$691/mo
Today · 4.125%
HK$26,780
baseline
▲ 0.50% · 4.625%
HK$28,192
+HK$1,412/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,560/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,915
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,690
−HK$787/mo
Today · 4.125%
HK$26,477
baseline
▲ 0.50% · 4.625%
HK$28,088
+HK$1,611/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,954/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,717
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,461
−HK$754/mo
Today · 4.125%
HK$29,215
baseline
▲ 0.50% · 4.625%
HK$30,755
+HK$1,540/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,430/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,991
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,831
−HK$853/mo
Today · 4.125%
HK$28,684
baseline
▲ 0.50% · 4.625%
HK$30,429
+HK$1,745/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$57,368/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,027
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,833
−HK$817/mo
Today · 4.125%
HK$31,650
baseline
▲ 0.50% · 4.625%
HK$33,318
+HK$1,668/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$63,300/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,067
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,971
−HK$919/mo
Today · 4.125%
HK$30,890
baseline
▲ 0.50% · 4.625%
HK$32,770
+HK$1,880/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,780/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,337
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,204
−HK$880/mo
Today · 4.125%
HK$34,084
baseline
▲ 0.50% · 4.625%
HK$35,881
+HK$1,797/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,168/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,144
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,112
−HK$985/mo
Today · 4.125%
HK$33,097
baseline
▲ 0.50% · 4.625%
HK$35,110
+HK$2,013/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$66,194/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,647
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,576
−HK$943/mo
Today · 4.125%
HK$36,519
baseline
▲ 0.50% · 4.625%
HK$38,444
+HK$1,925/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$73,038/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,220
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,253
−HK$1,050/mo
Today · 4.125%
HK$35,303
baseline
▲ 0.50% · 4.625%
HK$37,451
+HK$2,148/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$70,606/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,957
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,948
−HK$1,005/mo
Today · 4.125%
HK$38,953
baseline
▲ 0.50% · 4.625%
HK$41,007
+HK$2,054/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$77,906/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,296
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,394
−HK$1,115/mo
Today · 4.125%
HK$37,509
baseline
▲ 0.50% · 4.625%
HK$39,792
+HK$2,283/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$75,018/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,266
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,320
−HK$1,068/mo
Today · 4.125%
HK$41,388
baseline
▲ 0.50% · 4.625%
HK$43,570
+HK$2,182/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$82,776/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,372
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,535
−HK$1,181/mo
Today · 4.125%
HK$39,716
baseline
▲ 0.50% · 4.625%
HK$42,132
+HK$2,416/mo
Deposit HK$911K · loan HK$8.19M · min. income ≈ HK$79,432/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,576
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,691
−HK$1,131/mo
Today · 4.125%
HK$43,822
baseline
▲ 0.50% · 4.625%
HK$46,132
+HK$2,310/mo
Deposit HK$911K · loan HK$8.19M · min. income ≈ HK$87,644/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,528 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).