▼ 0.50% · 3.625%
HK$18,168
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,733
−HK$574/mo
Today · 4.125%
HK$19,307
baseline
▲ 0.50% · 4.625%
HK$20,482
+HK$1,175/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,614/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$239,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,211
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,753
−HK$550/mo
Today · 4.125%
HK$21,303
baseline
▲ 0.50% · 4.625%
HK$22,426
+HK$1,123/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,606/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$239,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,984
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,606
−HK$632/mo
Today · 4.125%
HK$21,238
baseline
▲ 0.50% · 4.625%
HK$22,530
+HK$1,292/mo
Deposit HK$3.59M · loan HK$4.38M · min. income ≈ HK$42,476/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$239,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,232
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,829
−HK$605/mo
Today · 4.125%
HK$23,434
baseline
▲ 0.50% · 4.625%
HK$24,669
+HK$1,235/mo
Deposit HK$3.59M · loan HK$4.38M · min. income ≈ HK$46,868/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$239,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,801
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,479
−HK$689/mo
Today · 4.125%
HK$23,168
baseline
▲ 0.50% · 4.625%
HK$24,578
+HK$1,410/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$46,336/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,254
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,904
−HK$660/mo
Today · 4.125%
HK$25,564
baseline
▲ 0.50% · 4.625%
HK$26,911
+HK$1,347/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$51,128/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,618
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,353
−HK$746/mo
Today · 4.125%
HK$25,099
baseline
▲ 0.50% · 4.625%
HK$26,626
+HK$1,527/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,198/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,275
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,979
−HK$715/mo
Today · 4.125%
HK$27,694
baseline
▲ 0.50% · 4.625%
HK$29,154
+HK$1,460/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,388/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,435
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,226
−HK$804/mo
Today · 4.125%
HK$27,030
baseline
▲ 0.50% · 4.625%
HK$28,674
+HK$1,644/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,060/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,296
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,055
−HK$770/mo
Today · 4.125%
HK$29,825
baseline
▲ 0.50% · 4.625%
HK$31,397
+HK$1,572/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,650/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,252
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,099
−HK$861/mo
Today · 4.125%
HK$28,960
baseline
▲ 0.50% · 4.625%
HK$30,723
+HK$1,763/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$57,920/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,317
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,130
−HK$825/mo
Today · 4.125%
HK$31,955
baseline
▲ 0.50% · 4.625%
HK$33,639
+HK$1,684/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$63,910/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,068
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,972
−HK$919/mo
Today · 4.125%
HK$30,891
baseline
▲ 0.50% · 4.625%
HK$32,771
+HK$1,880/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$61,782/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,338
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,205
−HK$880/mo
Today · 4.125%
HK$34,085
baseline
▲ 0.50% · 4.625%
HK$35,882
+HK$1,797/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$68,170/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,885
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,846
−HK$976/mo
Today · 4.125%
HK$32,822
baseline
▲ 0.50% · 4.625%
HK$34,819
+HK$1,997/mo
Deposit HK$1.20M · loan HK$6.77M · min. income ≈ HK$65,644/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$239,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,359
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,281
−HK$935/mo
Today · 4.125%
HK$36,216
baseline
▲ 0.50% · 4.625%
HK$38,125
+HK$1,909/mo
Deposit HK$1.20M · loan HK$6.77M · min. income ≈ HK$72,432/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$239,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,702
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,719
−HK$1,034/mo
Today · 4.125%
HK$34,753
baseline
▲ 0.50% · 4.625%
HK$36,867
+HK$2,114/mo
Deposit HK$797K · loan HK$7.17M · min. income ≈ HK$69,506/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,380
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,356
−HK$990/mo
Today · 4.125%
HK$38,346
baseline
▲ 0.50% · 4.625%
HK$40,367
+HK$2,021/mo
Deposit HK$797K · loan HK$7.17M · min. income ≈ HK$76,692/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,022 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).