▼ 0.50% · 3.625%
HK$18,678
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,259
−HK$590/mo
Today · 4.125%
HK$19,849
baseline
▲ 0.50% · 4.625%
HK$21,057
+HK$1,208/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,698/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,779
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,336
−HK$565/mo
Today · 4.125%
HK$21,901
baseline
▲ 0.50% · 4.625%
HK$23,056
+HK$1,155/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,802/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,545
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,184
−HK$650/mo
Today · 4.125%
HK$21,834
baseline
▲ 0.50% · 4.625%
HK$23,162
+HK$1,328/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,668/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,857
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,470
−HK$621/mo
Today · 4.125%
HK$24,091
baseline
▲ 0.50% · 4.625%
HK$25,361
+HK$1,270/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,182/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,413
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,110
−HK$709/mo
Today · 4.125%
HK$23,819
baseline
▲ 0.50% · 4.625%
HK$25,268
+HK$1,449/mo
Deposit HK$3.28M · loan HK$4.91M · min. income ≈ HK$47,638/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,934
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,603
−HK$679/mo
Today · 4.125%
HK$26,282
baseline
▲ 0.50% · 4.625%
HK$27,667
+HK$1,385/mo
Deposit HK$3.28M · loan HK$4.91M · min. income ≈ HK$52,564/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,281
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,036
−HK$768/mo
Today · 4.125%
HK$25,804
baseline
▲ 0.50% · 4.625%
HK$27,374
+HK$1,570/mo
Deposit HK$2.87M · loan HK$5.32M · min. income ≈ HK$51,608/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,012
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,737
−HK$735/mo
Today · 4.125%
HK$28,472
baseline
▲ 0.50% · 4.625%
HK$29,972
+HK$1,500/mo
Deposit HK$2.87M · loan HK$5.32M · min. income ≈ HK$56,944/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,149
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,962
−HK$826/mo
Today · 4.125%
HK$27,788
baseline
▲ 0.50% · 4.625%
HK$29,479
+HK$1,691/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$55,576/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,090
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,870
−HK$792/mo
Today · 4.125%
HK$30,662
baseline
▲ 0.50% · 4.625%
HK$32,278
+HK$1,616/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$61,324/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,016
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,888
−HK$885/mo
Today · 4.125%
HK$29,773
baseline
▲ 0.50% · 4.625%
HK$31,585
+HK$1,812/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$59,546/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,168
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,004
−HK$848/mo
Today · 4.125%
HK$32,852
baseline
▲ 0.50% · 4.625%
HK$34,584
+HK$1,732/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$65,704/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,884
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,814
−HK$944/mo
Today · 4.125%
HK$31,758
baseline
▲ 0.50% · 4.625%
HK$33,691
+HK$1,933/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$63,516/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,246
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,137
−HK$905/mo
Today · 4.125%
HK$35,042
baseline
▲ 0.50% · 4.625%
HK$36,889
+HK$1,847/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$70,084/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,752
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,740
−HK$1,003/mo
Today · 4.125%
HK$33,743
baseline
▲ 0.50% · 4.625%
HK$35,796
+HK$2,053/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$67,486/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,324
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,271
−HK$961/mo
Today · 4.125%
HK$37,232
baseline
▲ 0.50% · 4.625%
HK$39,195
+HK$1,963/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$74,464/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,620
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,665
−HK$1,063/mo
Today · 4.125%
HK$35,728
baseline
▲ 0.50% · 4.625%
HK$37,902
+HK$2,174/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$71,456/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,402
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,405
−HK$1,017/mo
Today · 4.125%
HK$39,422
baseline
▲ 0.50% · 4.625%
HK$41,500
+HK$2,078/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$78,844/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,731 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).