▼ 0.50% · 3.625%
HK$19,419
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,023
−HK$613/mo
Today · 4.125%
HK$20,636
baseline
▲ 0.50% · 4.625%
HK$21,892
+HK$1,256/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,272/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,603
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,182
−HK$588/mo
Today · 4.125%
HK$22,770
baseline
▲ 0.50% · 4.625%
HK$23,970
+HK$1,200/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,540/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,361
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,025
−HK$675/mo
Today · 4.125%
HK$22,700
baseline
▲ 0.50% · 4.625%
HK$24,081
+HK$1,381/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,400/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,763
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,401
−HK$646/mo
Today · 4.125%
HK$25,047
baseline
▲ 0.50% · 4.625%
HK$26,368
+HK$1,321/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,094/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,302
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,027
−HK$737/mo
Today · 4.125%
HK$24,764
baseline
▲ 0.50% · 4.625%
HK$26,270
+HK$1,506/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$49,528/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,924
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,619
−HK$705/mo
Today · 4.125%
HK$27,324
baseline
▲ 0.50% · 4.625%
HK$28,765
+HK$1,441/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$54,648/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,244
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,030
−HK$797/mo
Today · 4.125%
HK$26,827
baseline
▲ 0.50% · 4.625%
HK$28,460
+HK$1,633/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$53,654/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,084
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,837
−HK$764/mo
Today · 4.125%
HK$29,601
baseline
▲ 0.50% · 4.625%
HK$31,162
+HK$1,561/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$59,202/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,186
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,032
−HK$859/mo
Today · 4.125%
HK$28,891
baseline
▲ 0.50% · 4.625%
HK$30,649
+HK$1,758/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$57,782/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,244
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,055
−HK$823/mo
Today · 4.125%
HK$31,878
baseline
▲ 0.50% · 4.625%
HK$33,559
+HK$1,681/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$63,756/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,128
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,034
−HK$921/mo
Today · 4.125%
HK$30,955
baseline
▲ 0.50% · 4.625%
HK$32,838
+HK$1,883/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$61,910/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,405
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,274
−HK$881/mo
Today · 4.125%
HK$34,155
baseline
▲ 0.50% · 4.625%
HK$35,956
+HK$1,801/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$68,310/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,070
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,036
−HK$982/mo
Today · 4.125%
HK$33,018
baseline
▲ 0.50% · 4.625%
HK$35,027
+HK$2,009/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$66,036/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,565
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,492
−HK$940/mo
Today · 4.125%
HK$36,432
baseline
▲ 0.50% · 4.625%
HK$38,353
+HK$1,921/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$72,864/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,012
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,039
−HK$1,043/mo
Today · 4.125%
HK$35,082
baseline
▲ 0.50% · 4.625%
HK$37,217
+HK$2,135/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$70,164/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,725
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,710
−HK$999/mo
Today · 4.125%
HK$38,709
baseline
▲ 0.50% · 4.625%
HK$40,750
+HK$2,041/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$77,418/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,954
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,041
−HK$1,105/mo
Today · 4.125%
HK$37,146
baseline
▲ 0.50% · 4.625%
HK$39,406
+HK$2,260/mo
Deposit HK$852K · loan HK$7.66M · min. income ≈ HK$74,292/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,886
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,928
−HK$1,058/mo
Today · 4.125%
HK$40,986
baseline
▲ 0.50% · 4.625%
HK$43,147
+HK$2,161/mo
Deposit HK$852K · loan HK$7.66M · min. income ≈ HK$81,972/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,481 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).