▼ 0.50% · 3.625%
HK$21,093
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,750
−HK$666/mo
Today · 4.125%
HK$22,416
baseline
▲ 0.50% · 4.625%
HK$23,780
+HK$1,364/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,832/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,466
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,096
−HK$638/mo
Today · 4.125%
HK$24,734
baseline
▲ 0.50% · 4.625%
HK$26,038
+HK$1,304/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,468/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,203
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,925
−HK$733/mo
Today · 4.125%
HK$24,658
baseline
▲ 0.50% · 4.625%
HK$26,158
+HK$1,500/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$49,316/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,813
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,505
−HK$703/mo
Today · 4.125%
HK$27,208
baseline
▲ 0.50% · 4.625%
HK$28,642
+HK$1,434/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$54,416/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,312
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,100
−HK$799/mo
Today · 4.125%
HK$26,899
baseline
▲ 0.50% · 4.625%
HK$28,536
+HK$1,637/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,798/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,160
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,915
−HK$766/mo
Today · 4.125%
HK$29,681
baseline
▲ 0.50% · 4.625%
HK$31,245
+HK$1,564/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,362/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,422
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,275
−HK$866/mo
Today · 4.125%
HK$29,141
baseline
▲ 0.50% · 4.625%
HK$30,914
+HK$1,773/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$58,282/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$295,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,506
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,324
−HK$830/mo
Today · 4.125%
HK$32,154
baseline
▲ 0.50% · 4.625%
HK$33,849
+HK$1,695/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$64,308/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$295,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,531
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,449
−HK$934/mo
Today · 4.125%
HK$31,383
baseline
▲ 0.50% · 4.625%
HK$33,292
+HK$1,909/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,766/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,853
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,734
−HK$894/mo
Today · 4.125%
HK$34,628
baseline
▲ 0.50% · 4.625%
HK$36,453
+HK$1,825/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,256/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,640
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,624
−HK$1,000/mo
Today · 4.125%
HK$33,624
baseline
▲ 0.50% · 4.625%
HK$35,670
+HK$2,046/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$67,248/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,199
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,143
−HK$958/mo
Today · 4.125%
HK$37,101
baseline
▲ 0.50% · 4.625%
HK$39,057
+HK$1,956/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$74,202/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,750
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,799
−HK$1,067/mo
Today · 4.125%
HK$35,866
baseline
▲ 0.50% · 4.625%
HK$38,048
+HK$2,182/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$71,732/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,546
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,553
−HK$1,022/mo
Today · 4.125%
HK$39,575
baseline
▲ 0.50% · 4.625%
HK$41,661
+HK$2,086/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$79,150/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,859
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,974
−HK$1,134/mo
Today · 4.125%
HK$38,108
baseline
▲ 0.50% · 4.625%
HK$40,426
+HK$2,318/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$76,216/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,893
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,963
−HK$1,085/mo
Today · 4.125%
HK$42,048
baseline
▲ 0.50% · 4.625%
HK$44,264
+HK$2,216/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$84,096/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,968
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,149
−HK$1,200/mo
Today · 4.125%
HK$40,349
baseline
▲ 0.50% · 4.625%
HK$42,804
+HK$2,455/mo
Deposit HK$925K · loan HK$8.33M · min. income ≈ HK$80,698/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,239
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,372
−HK$1,149/mo
Today · 4.125%
HK$44,521
baseline
▲ 0.50% · 4.625%
HK$46,868
+HK$2,347/mo
Deposit HK$925K · loan HK$8.33M · min. income ≈ HK$89,042/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,050 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).