▼ 0.50% · 3.625%
HK$22,028
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,713
−HK$696/mo
Today · 4.125%
HK$23,409
baseline
▲ 0.50% · 4.625%
HK$24,834
+HK$1,425/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,818/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,506
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,163
−HK$667/mo
Today · 4.125%
HK$25,830
baseline
▲ 0.50% · 4.625%
HK$27,192
+HK$1,362/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,660/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,231
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,985
−HK$765/mo
Today · 4.125%
HK$25,750
baseline
▲ 0.50% · 4.625%
HK$27,317
+HK$1,567/mo
Deposit HK$4.35M · loan HK$5.31M · min. income ≈ HK$51,500/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$336,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,957
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,680
−HK$733/mo
Today · 4.125%
HK$28,413
baseline
▲ 0.50% · 4.625%
HK$29,911
+HK$1,498/mo
Deposit HK$4.35M · loan HK$5.31M · min. income ≈ HK$56,826/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$336,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,434
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,256
−HK$835/mo
Today · 4.125%
HK$28,091
baseline
▲ 0.50% · 4.625%
HK$29,801
+HK$1,710/mo
Deposit HK$3.86M · loan HK$5.80M · min. income ≈ HK$56,182/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,407
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,196
−HK$800/mo
Today · 4.125%
HK$30,996
baseline
▲ 0.50% · 4.625%
HK$32,630
+HK$1,634/mo
Deposit HK$3.86M · loan HK$5.80M · min. income ≈ HK$61,992/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,637
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,527
−HK$905/mo
Today · 4.125%
HK$30,432
baseline
▲ 0.50% · 4.625%
HK$32,284
+HK$1,852/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,864/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,858
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,712
−HK$867/mo
Today · 4.125%
HK$33,579
baseline
▲ 0.50% · 4.625%
HK$35,349
+HK$1,770/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,158/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,839
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,799
−HK$974/mo
Today · 4.125%
HK$32,773
baseline
▲ 0.50% · 4.625%
HK$34,767
+HK$1,994/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,546/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$336,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,309
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,229
−HK$933/mo
Today · 4.125%
HK$36,162
baseline
▲ 0.50% · 4.625%
HK$38,068
+HK$1,906/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,324/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$336,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,042
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,070
−HK$1,044/mo
Today · 4.125%
HK$35,114
baseline
▲ 0.50% · 4.625%
HK$37,251
+HK$2,137/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,228/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,759
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,745
−HK$1,000/mo
Today · 4.125%
HK$38,745
baseline
▲ 0.50% · 4.625%
HK$40,787
+HK$2,042/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,490/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,245
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,341
−HK$1,114/mo
Today · 4.125%
HK$37,455
baseline
▲ 0.50% · 4.625%
HK$39,734
+HK$2,279/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,910/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,210
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,261
−HK$1,067/mo
Today · 4.125%
HK$41,328
baseline
▲ 0.50% · 4.625%
HK$43,507
+HK$2,179/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,656/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,448
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,613
−HK$1,183/mo
Today · 4.125%
HK$39,796
baseline
▲ 0.50% · 4.625%
HK$42,218
+HK$2,422/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$79,592/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,660
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,778
−HK$1,133/mo
Today · 4.125%
HK$43,911
baseline
▲ 0.50% · 4.625%
HK$46,226
+HK$2,315/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$87,822/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,651
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,884
−HK$1,253/mo
Today · 4.125%
HK$42,137
baseline
▲ 0.50% · 4.625%
HK$44,701
+HK$2,564/mo
Deposit HK$966K · loan HK$8.69M · min. income ≈ HK$84,274/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,111
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,294
−HK$1,200/mo
Today · 4.125%
HK$46,494
baseline
▲ 0.50% · 4.625%
HK$48,945
+HK$2,451/mo
Deposit HK$966K · loan HK$8.69M · min. income ≈ HK$92,988/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,038 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).