▼ 0.50% · 3.625%
HK$18,870
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,457
−HK$597/mo
Today · 4.125%
HK$20,054
baseline
▲ 0.50% · 4.625%
HK$21,274
+HK$1,220/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,108/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,993
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,556
−HK$571/mo
Today · 4.125%
HK$22,127
baseline
▲ 0.50% · 4.625%
HK$23,294
+HK$1,167/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,254/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,757
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,403
−HK$656/mo
Today · 4.125%
HK$22,059
baseline
▲ 0.50% · 4.625%
HK$23,401
+HK$1,342/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$44,118/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,092
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,712
−HK$628/mo
Today · 4.125%
HK$24,340
baseline
▲ 0.50% · 4.625%
HK$25,623
+HK$1,283/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$48,680/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,644
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,349
−HK$715/mo
Today · 4.125%
HK$24,064
baseline
▲ 0.50% · 4.625%
HK$25,529
+HK$1,465/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$48,128/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,192
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,867
−HK$686/mo
Today · 4.125%
HK$26,553
baseline
▲ 0.50% · 4.625%
HK$27,952
+HK$1,399/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$53,106/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,532
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,295
−HK$775/mo
Today · 4.125%
HK$26,070
baseline
▲ 0.50% · 4.625%
HK$27,656
+HK$1,586/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$52,140/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$248,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,291
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,023
−HK$743/mo
Today · 4.125%
HK$28,766
baseline
▲ 0.50% · 4.625%
HK$30,282
+HK$1,516/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$57,532/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$248,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,419
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,240
−HK$835/mo
Today · 4.125%
HK$28,075
baseline
▲ 0.50% · 4.625%
HK$29,784
+HK$1,709/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$56,150/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,390
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,179
−HK$799/mo
Today · 4.125%
HK$30,978
baseline
▲ 0.50% · 4.625%
HK$32,611
+HK$1,633/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$61,956/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,306
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,186
−HK$895/mo
Today · 4.125%
HK$30,081
baseline
▲ 0.50% · 4.625%
HK$31,911
+HK$1,830/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$60,162/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,490
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,334
−HK$857/mo
Today · 4.125%
HK$33,191
baseline
▲ 0.50% · 4.625%
HK$34,941
+HK$1,750/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$66,382/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,193
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,132
−HK$954/mo
Today · 4.125%
HK$32,086
baseline
▲ 0.50% · 4.625%
HK$34,038
+HK$1,952/mo
Deposit HK$1.66M · loan HK$6.62M · min. income ≈ HK$64,172/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,589
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,490
−HK$914/mo
Today · 4.125%
HK$35,404
baseline
▲ 0.50% · 4.625%
HK$37,270
+HK$1,866/mo
Deposit HK$1.66M · loan HK$6.62M · min. income ≈ HK$70,808/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,080
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,078
−HK$1,013/mo
Today · 4.125%
HK$34,091
baseline
▲ 0.50% · 4.625%
HK$36,166
+HK$2,075/mo
Deposit HK$1.24M · loan HK$7.03M · min. income ≈ HK$68,182/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,688
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,645
−HK$971/mo
Today · 4.125%
HK$37,616
baseline
▲ 0.50% · 4.625%
HK$39,599
+HK$1,983/mo
Deposit HK$1.24M · loan HK$7.03M · min. income ≈ HK$75,232/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,967
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,023
−HK$1,074/mo
Today · 4.125%
HK$36,097
baseline
▲ 0.50% · 4.625%
HK$38,293
+HK$2,196/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$72,194/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,788
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,801
−HK$1,028/mo
Today · 4.125%
HK$39,829
baseline
▲ 0.50% · 4.625%
HK$41,929
+HK$2,100/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$79,658/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,267 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).