▼ 0.50% · 3.625%
HK$17,114
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,646
−HK$541/mo
Today · 4.125%
HK$18,187
baseline
▲ 0.50% · 4.625%
HK$19,294
+HK$1,107/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,374/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,039
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,550
−HK$518/mo
Today · 4.125%
HK$20,068
baseline
▲ 0.50% · 4.625%
HK$21,125
+HK$1,057/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,136/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,825
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,411
−HK$595/mo
Today · 4.125%
HK$20,006
baseline
▲ 0.50% · 4.625%
HK$21,223
+HK$1,217/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$40,012/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,943
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,505
−HK$569/mo
Today · 4.125%
HK$22,074
baseline
▲ 0.50% · 4.625%
HK$23,238
+HK$1,164/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$44,148/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,537
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,175
−HK$649/mo
Today · 4.125%
HK$21,824
baseline
▲ 0.50% · 4.625%
HK$23,152
+HK$1,328/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,648/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,847
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,459
−HK$622/mo
Today · 4.125%
HK$24,081
baseline
▲ 0.50% · 4.625%
HK$25,350
+HK$1,269/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,162/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,248
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,940
−HK$703/mo
Today · 4.125%
HK$23,643
baseline
▲ 0.50% · 4.625%
HK$25,082
+HK$1,439/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$47,286/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,751
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,414
−HK$674/mo
Today · 4.125%
HK$26,088
baseline
▲ 0.50% · 4.625%
HK$27,463
+HK$1,375/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$52,176/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,959
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,705
−HK$757/mo
Today · 4.125%
HK$25,462
baseline
▲ 0.50% · 4.625%
HK$27,011
+HK$1,549/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,924/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,655
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,369
−HK$726/mo
Today · 4.125%
HK$28,095
baseline
▲ 0.50% · 4.625%
HK$29,575
+HK$1,480/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,190/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,671
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,469
−HK$812/mo
Today · 4.125%
HK$27,281
baseline
▲ 0.50% · 4.625%
HK$28,940
+HK$1,659/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$54,562/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,558
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,324
−HK$777/mo
Today · 4.125%
HK$30,101
baseline
▲ 0.50% · 4.625%
HK$31,688
+HK$1,587/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$60,202/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,382
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,234
−HK$865/mo
Today · 4.125%
HK$29,099
baseline
▲ 0.50% · 4.625%
HK$30,870
+HK$1,771/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$58,198/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,462
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,279
−HK$829/mo
Today · 4.125%
HK$32,108
baseline
▲ 0.50% · 4.625%
HK$33,801
+HK$1,693/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$64,216/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,093
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$29,998
−HK$920/mo
Today · 4.125%
HK$30,918
baseline
▲ 0.50% · 4.625%
HK$32,799
+HK$1,881/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$61,836/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,366
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,234
−HK$881/mo
Today · 4.125%
HK$34,115
baseline
▲ 0.50% · 4.625%
HK$35,913
+HK$1,798/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$68,230/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,805
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,763
−HK$974/mo
Today · 4.125%
HK$32,737
baseline
▲ 0.50% · 4.625%
HK$34,729
+HK$1,992/mo
Deposit HK$751K · loan HK$6.75M · min. income ≈ HK$65,474/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,270
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,189
−HK$933/mo
Today · 4.125%
HK$36,122
baseline
▲ 0.50% · 4.625%
HK$38,026
+HK$1,904/mo
Deposit HK$751K · loan HK$6.75M · min. income ≈ HK$72,244/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,157 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).