▼ 0.50% · 3.625%
HK$18,900
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,488
−HK$597/mo
Today · 4.125%
HK$20,085
baseline
▲ 0.50% · 4.625%
HK$21,308
+HK$1,223/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,170/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,026
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,590
−HK$572/mo
Today · 4.125%
HK$22,162
baseline
▲ 0.50% · 4.625%
HK$23,330
+HK$1,168/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,324/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,790
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,437
−HK$657/mo
Today · 4.125%
HK$22,094
baseline
▲ 0.50% · 4.625%
HK$23,438
+HK$1,344/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,188/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,129
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,749
−HK$629/mo
Today · 4.125%
HK$24,378
baseline
▲ 0.50% · 4.625%
HK$25,663
+HK$1,285/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,756/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,680
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,386
−HK$716/mo
Today · 4.125%
HK$24,102
baseline
▲ 0.50% · 4.625%
HK$25,569
+HK$1,467/mo
Deposit HK$3.32M · loan HK$4.97M · min. income ≈ HK$48,204/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,231
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,908
−HK$687/mo
Today · 4.125%
HK$26,595
baseline
▲ 0.50% · 4.625%
HK$27,997
+HK$1,402/mo
Deposit HK$3.32M · loan HK$4.97M · min. income ≈ HK$53,190/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,570
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,334
−HK$777/mo
Today · 4.125%
HK$26,111
baseline
▲ 0.50% · 4.625%
HK$27,700
+HK$1,589/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$52,222/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,334
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,067
−HK$744/mo
Today · 4.125%
HK$28,811
baseline
▲ 0.50% · 4.625%
HK$30,330
+HK$1,519/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$57,622/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,460
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,283
−HK$837/mo
Today · 4.125%
HK$28,120
baseline
▲ 0.50% · 4.625%
HK$29,831
+HK$1,711/mo
Deposit HK$2.49M · loan HK$5.80M · min. income ≈ HK$56,240/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,437
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,226
−HK$801/mo
Today · 4.125%
HK$31,027
baseline
▲ 0.50% · 4.625%
HK$32,663
+HK$1,636/mo
Deposit HK$2.49M · loan HK$5.80M · min. income ≈ HK$62,054/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,350
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,232
−HK$896/mo
Today · 4.125%
HK$30,128
baseline
▲ 0.50% · 4.625%
HK$31,961
+HK$1,833/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$60,256/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,539
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,385
−HK$858/mo
Today · 4.125%
HK$33,243
baseline
▲ 0.50% · 4.625%
HK$34,996
+HK$1,753/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$66,486/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,240
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,181
−HK$956/mo
Today · 4.125%
HK$32,137
baseline
▲ 0.50% · 4.625%
HK$34,092
+HK$1,955/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$64,274/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,642
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,544
−HK$916/mo
Today · 4.125%
HK$35,460
baseline
▲ 0.50% · 4.625%
HK$37,329
+HK$1,869/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$70,920/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,130
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,130
−HK$1,015/mo
Today · 4.125%
HK$34,145
baseline
▲ 0.50% · 4.625%
HK$36,223
+HK$2,078/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$68,290/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,745
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,703
−HK$973/mo
Today · 4.125%
HK$37,676
baseline
▲ 0.50% · 4.625%
HK$39,662
+HK$1,986/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$75,352/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,020
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,079
−HK$1,075/mo
Today · 4.125%
HK$36,154
baseline
▲ 0.50% · 4.625%
HK$38,354
+HK$2,200/mo
Deposit HK$829K · loan HK$7.46M · min. income ≈ HK$72,308/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,847
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,862
−HK$1,030/mo
Today · 4.125%
HK$39,892
baseline
▲ 0.50% · 4.625%
HK$41,995
+HK$2,103/mo
Deposit HK$829K · loan HK$7.46M · min. income ≈ HK$79,784/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,659 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).