▼ 0.50% · 3.625%
HK$12,918
−HK$810/mo
▼ 0.25% · 3.875%
HK$13,320
−HK$408/mo
Today · 4.125%
HK$13,728
baseline
▲ 0.50% · 4.625%
HK$14,563
+HK$835/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$27,456/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,371
−HK$776/mo
▼ 0.25% · 3.875%
HK$14,756
−HK$391/mo
Today · 4.125%
HK$15,147
baseline
▲ 0.50% · 4.625%
HK$15,946
+HK$799/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$30,294/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,210
−HK$891/mo
▼ 0.25% · 3.875%
HK$14,652
−HK$449/mo
Today · 4.125%
HK$15,101
baseline
▲ 0.50% · 4.625%
HK$16,020
+HK$919/mo
Deposit HK$2.55M · loan HK$3.12M · min. income ≈ HK$30,202/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$127,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,808
−HK$854/mo
▼ 0.25% · 3.875%
HK$16,232
−HK$430/mo
Today · 4.125%
HK$16,662
baseline
▲ 0.50% · 4.625%
HK$17,540
+HK$878/mo
Deposit HK$2.55M · loan HK$3.12M · min. income ≈ HK$33,324/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$127,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,501
−HK$973/mo
▼ 0.25% · 3.875%
HK$15,984
−HK$490/mo
Today · 4.125%
HK$16,474
baseline
▲ 0.50% · 4.625%
HK$17,476
+HK$1,002/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$32,948/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,245
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,708
−HK$469/mo
Today · 4.125%
HK$18,177
baseline
▲ 0.50% · 4.625%
HK$19,135
+HK$958/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$36,354/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,793
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$17,316
−HK$530/mo
Today · 4.125%
HK$17,846
baseline
▲ 0.50% · 4.625%
HK$18,932
+HK$1,086/mo
Deposit HK$1.98M · loan HK$3.68M · min. income ≈ HK$35,692/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$127,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,682
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,183
−HK$509/mo
Today · 4.125%
HK$19,692
baseline
▲ 0.50% · 4.625%
HK$20,730
+HK$1,038/mo
Deposit HK$1.98M · loan HK$3.68M · min. income ≈ HK$39,384/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$127,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,085
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,648
−HK$571/mo
Today · 4.125%
HK$19,219
baseline
▲ 0.50% · 4.625%
HK$20,389
+HK$1,170/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$38,438/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,119
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,659
−HK$547/mo
Today · 4.125%
HK$21,206
baseline
▲ 0.50% · 4.625%
HK$22,324
+HK$1,118/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$42,412/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,377
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,980
−HK$612/mo
Today · 4.125%
HK$20,592
baseline
▲ 0.50% · 4.625%
HK$21,845
+HK$1,253/mo
Deposit HK$1.42M · loan HK$4.25M · min. income ≈ HK$41,184/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$127,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,557
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,135
−HK$586/mo
Today · 4.125%
HK$22,721
baseline
▲ 0.50% · 4.625%
HK$23,919
+HK$1,198/mo
Deposit HK$1.42M · loan HK$4.25M · min. income ≈ HK$45,442/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$127,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,669
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,312
−HK$653/mo
Today · 4.125%
HK$21,965
baseline
▲ 0.50% · 4.625%
HK$23,301
+HK$1,336/mo
Deposit HK$1.13M · loan HK$4.53M · min. income ≈ HK$43,930/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$127,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,994
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,610
−HK$626/mo
Today · 4.125%
HK$24,236
baseline
▲ 0.50% · 4.625%
HK$25,513
+HK$1,277/mo
Deposit HK$1.13M · loan HK$4.53M · min. income ≈ HK$48,472/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$127,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,960
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,644
−HK$694/mo
Today · 4.125%
HK$23,338
baseline
▲ 0.50% · 4.625%
HK$24,758
+HK$1,420/mo
Deposit HK$850K · loan HK$4.82M · min. income ≈ HK$46,676/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$127,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,431
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,086
−HK$665/mo
Today · 4.125%
HK$25,751
baseline
▲ 0.50% · 4.625%
HK$27,108
+HK$1,357/mo
Deposit HK$850K · loan HK$4.82M · min. income ≈ HK$51,502/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$127,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,252
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,976
−HK$734/mo
Today · 4.125%
HK$24,710
baseline
▲ 0.50% · 4.625%
HK$26,214
+HK$1,504/mo
Deposit HK$567K · loan HK$5.10M · min. income ≈ HK$49,420/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$127,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,868
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,562
−HK$703/mo
Today · 4.125%
HK$27,265
baseline
▲ 0.50% · 4.625%
HK$28,703
+HK$1,438/mo
Deposit HK$567K · loan HK$5.10M · min. income ≈ HK$54,530/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$127,465 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).