▼ 0.50% · 3.625%
HK$17,177
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,711
−HK$543/mo
Today · 4.125%
HK$18,254
baseline
▲ 0.50% · 4.625%
HK$19,365
+HK$1,111/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,508/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$225,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,109
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$19,622
−HK$520/mo
Today · 4.125%
HK$20,142
baseline
▲ 0.50% · 4.625%
HK$21,203
+HK$1,061/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,284/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$225,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,895
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,482
−HK$597/mo
Today · 4.125%
HK$20,079
baseline
▲ 0.50% · 4.625%
HK$21,301
+HK$1,222/mo
Deposit HK$3.39M · loan HK$4.14M · min. income ≈ HK$40,158/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$225,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,020
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,584
−HK$572/mo
Today · 4.125%
HK$22,156
baseline
▲ 0.50% · 4.625%
HK$23,324
+HK$1,168/mo
Deposit HK$3.39M · loan HK$4.14M · min. income ≈ HK$44,312/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$225,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,612
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,253
−HK$652/mo
Today · 4.125%
HK$21,905
baseline
▲ 0.50% · 4.625%
HK$23,238
+HK$1,333/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$43,810/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$225,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,931
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,546
−HK$624/mo
Today · 4.125%
HK$24,170
baseline
▲ 0.50% · 4.625%
HK$25,444
+HK$1,274/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$48,340/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$225,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,330
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,025
−HK$705/mo
Today · 4.125%
HK$23,730
baseline
▲ 0.50% · 4.625%
HK$25,174
+HK$1,444/mo
Deposit HK$2.64M · loan HK$4.90M · min. income ≈ HK$47,460/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$225,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,842
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,508
−HK$676/mo
Today · 4.125%
HK$26,184
baseline
▲ 0.50% · 4.625%
HK$27,564
+HK$1,380/mo
Deposit HK$2.64M · loan HK$4.90M · min. income ≈ HK$52,368/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$225,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,048
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,796
−HK$760/mo
Today · 4.125%
HK$25,556
baseline
▲ 0.50% · 4.625%
HK$27,111
+HK$1,555/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$51,112/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$225,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,753
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,470
−HK$728/mo
Today · 4.125%
HK$28,198
baseline
▲ 0.50% · 4.625%
HK$29,685
+HK$1,487/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$56,396/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$225,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,765
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,567
−HK$814/mo
Today · 4.125%
HK$27,381
baseline
▲ 0.50% · 4.625%
HK$29,047
+HK$1,666/mo
Deposit HK$1.88M · loan HK$5.65M · min. income ≈ HK$54,762/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$225,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,664
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,433
−HK$779/mo
Today · 4.125%
HK$30,212
baseline
▲ 0.50% · 4.625%
HK$31,805
+HK$1,593/mo
Deposit HK$1.88M · loan HK$5.65M · min. income ≈ HK$60,424/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$225,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,483
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,338
−HK$869/mo
Today · 4.125%
HK$29,207
baseline
▲ 0.50% · 4.625%
HK$30,984
+HK$1,777/mo
Deposit HK$1.51M · loan HK$6.03M · min. income ≈ HK$58,414/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,575
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,395
−HK$832/mo
Today · 4.125%
HK$32,227
baseline
▲ 0.50% · 4.625%
HK$33,925
+HK$1,698/mo
Deposit HK$1.51M · loan HK$6.03M · min. income ≈ HK$64,454/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,201
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,109
−HK$923/mo
Today · 4.125%
HK$31,032
baseline
▲ 0.50% · 4.625%
HK$32,920
+HK$1,888/mo
Deposit HK$1.13M · loan HK$6.40M · min. income ≈ HK$62,064/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$225,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,486
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,357
−HK$884/mo
Today · 4.125%
HK$34,241
baseline
▲ 0.50% · 4.625%
HK$36,046
+HK$1,805/mo
Deposit HK$1.13M · loan HK$6.40M · min. income ≈ HK$68,482/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$225,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,918
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,880
−HK$977/mo
Today · 4.125%
HK$32,857
baseline
▲ 0.50% · 4.625%
HK$34,857
+HK$2,000/mo
Deposit HK$753K · loan HK$6.78M · min. income ≈ HK$65,714/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$225,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,397
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,319
−HK$936/mo
Today · 4.125%
HK$36,255
baseline
▲ 0.50% · 4.625%
HK$38,166
+HK$1,911/mo
Deposit HK$753K · loan HK$6.78M · min. income ≈ HK$72,510/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$225,987 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).