▼ 0.50% · 3.625%
HK$18,799
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,383
−HK$595/mo
Today · 4.125%
HK$19,978
baseline
▲ 0.50% · 4.625%
HK$21,193
+HK$1,215/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,956/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,913
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,474
−HK$569/mo
Today · 4.125%
HK$22,043
baseline
▲ 0.50% · 4.625%
HK$23,205
+HK$1,162/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,086/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,679
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,322
−HK$653/mo
Today · 4.125%
HK$21,975
baseline
▲ 0.50% · 4.625%
HK$23,312
+HK$1,337/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$43,950/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,005
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,622
−HK$626/mo
Today · 4.125%
HK$24,248
baseline
▲ 0.50% · 4.625%
HK$25,526
+HK$1,278/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$48,496/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,558
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,260
−HK$713/mo
Today · 4.125%
HK$23,973
baseline
▲ 0.50% · 4.625%
HK$25,432
+HK$1,459/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$47,946/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,096
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,769
−HK$683/mo
Today · 4.125%
HK$26,452
baseline
▲ 0.50% · 4.625%
HK$27,846
+HK$1,394/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,904/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,438
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,199
−HK$772/mo
Today · 4.125%
HK$25,971
baseline
▲ 0.50% · 4.625%
HK$27,551
+HK$1,580/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$51,942/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,187
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,917
−HK$739/mo
Today · 4.125%
HK$28,656
baseline
▲ 0.50% · 4.625%
HK$30,167
+HK$1,511/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$57,312/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,318
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,137
−HK$832/mo
Today · 4.125%
HK$27,969
baseline
▲ 0.50% · 4.625%
HK$29,670
+HK$1,701/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$55,938/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,279
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,064
−HK$797/mo
Today · 4.125%
HK$30,861
baseline
▲ 0.50% · 4.625%
HK$32,487
+HK$1,626/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$61,722/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,198
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,075
−HK$891/mo
Today · 4.125%
HK$29,966
baseline
▲ 0.50% · 4.625%
HK$31,790
+HK$1,824/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$59,932/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,370
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,211
−HK$854/mo
Today · 4.125%
HK$33,065
baseline
▲ 0.50% · 4.625%
HK$34,808
+HK$1,743/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$66,130/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,078
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,014
−HK$950/mo
Today · 4.125%
HK$31,964
baseline
▲ 0.50% · 4.625%
HK$33,909
+HK$1,945/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$63,928/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,461
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,359
−HK$910/mo
Today · 4.125%
HK$35,269
baseline
▲ 0.50% · 4.625%
HK$37,128
+HK$1,859/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$70,538/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,958
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,952
−HK$1,010/mo
Today · 4.125%
HK$33,962
baseline
▲ 0.50% · 4.625%
HK$36,028
+HK$2,066/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$67,924/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,553
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,506
−HK$968/mo
Today · 4.125%
HK$37,474
baseline
▲ 0.50% · 4.625%
HK$39,449
+HK$1,975/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$74,948/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,838
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,890
−HK$1,070/mo
Today · 4.125%
HK$35,960
baseline
▲ 0.50% · 4.625%
HK$38,148
+HK$2,188/mo
Deposit HK$824K · loan HK$7.42M · min. income ≈ HK$71,920/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,644
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,654
−HK$1,024/mo
Today · 4.125%
HK$39,678
baseline
▲ 0.50% · 4.625%
HK$41,769
+HK$2,091/mo
Deposit HK$824K · loan HK$7.42M · min. income ≈ HK$79,356/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,325 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).