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At today's rate and a 90% mortgage, the deposit on this unit is about HK$812K, with repayments around HK$35,411/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$70,822/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,549 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- 4
- Saleable Area
- 618 Saleable ft²
- Gross Area
- 832 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-26 | HK$8.00M | −14.0% 5.5y · −3.0%/yr |
| 2020-08-10 | HK$9.30M | +14.8% 3.3y · 5.0%/yr |
| 2017-04-19 | HK$8.10M | +170.0% 11.5y · 15.0%/yr |
| 2005-10-18 | HK$3.00M | −46.4% |
| 1997-07-10 | HK$5.60M | — |