▼ 0.50% · 3.625%
HK$19,187
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,784
−HK$606/mo
Today · 4.125%
HK$20,390
baseline
▲ 0.50% · 4.625%
HK$21,631
+HK$1,241/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,780/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,346
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,918
−HK$581/mo
Today · 4.125%
HK$22,499
baseline
▲ 0.50% · 4.625%
HK$23,685
+HK$1,186/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$44,998/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,106
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,762
−HK$667/mo
Today · 4.125%
HK$22,429
baseline
▲ 0.50% · 4.625%
HK$23,794
+HK$1,365/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$44,858/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,480
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,110
−HK$639/mo
Today · 4.125%
HK$24,749
baseline
▲ 0.50% · 4.625%
HK$26,053
+HK$1,304/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$49,498/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,025
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,741
−HK$727/mo
Today · 4.125%
HK$24,468
baseline
▲ 0.50% · 4.625%
HK$25,957
+HK$1,489/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$48,936/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,615
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,302
−HK$696/mo
Today · 4.125%
HK$26,998
baseline
▲ 0.50% · 4.625%
HK$28,422
+HK$1,424/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$53,996/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,943
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,719
−HK$788/mo
Today · 4.125%
HK$26,507
baseline
▲ 0.50% · 4.625%
HK$28,120
+HK$1,613/mo
Deposit HK$2.95M · loan HK$5.47M · min. income ≈ HK$53,014/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,749
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,493
−HK$755/mo
Today · 4.125%
HK$29,248
baseline
▲ 0.50% · 4.625%
HK$30,790
+HK$1,542/mo
Deposit HK$2.95M · loan HK$5.47M · min. income ≈ HK$58,496/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,862
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,698
−HK$848/mo
Today · 4.125%
HK$28,546
baseline
▲ 0.50% · 4.625%
HK$30,283
+HK$1,737/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$57,092/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,884
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,685
−HK$813/mo
Today · 4.125%
HK$31,498
baseline
▲ 0.50% · 4.625%
HK$33,159
+HK$1,661/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$62,996/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,781
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,676
−HK$910/mo
Today · 4.125%
HK$30,586
baseline
▲ 0.50% · 4.625%
HK$32,447
+HK$1,861/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,172/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,018
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,877
−HK$871/mo
Today · 4.125%
HK$33,748
baseline
▲ 0.50% · 4.625%
HK$35,527
+HK$1,779/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,496/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,699
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,654
−HK$971/mo
Today · 4.125%
HK$32,625
baseline
▲ 0.50% · 4.625%
HK$34,610
+HK$1,985/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$65,250/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,153
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,069
−HK$929/mo
Today · 4.125%
HK$35,998
baseline
▲ 0.50% · 4.625%
HK$37,895
+HK$1,897/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$71,996/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,618
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,633
−HK$1,031/mo
Today · 4.125%
HK$34,664
baseline
▲ 0.50% · 4.625%
HK$36,773
+HK$2,109/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$69,328/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,287
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,261
−HK$987/mo
Today · 4.125%
HK$38,248
baseline
▲ 0.50% · 4.625%
HK$40,264
+HK$2,016/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$76,496/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,537
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,611
−HK$1,092/mo
Today · 4.125%
HK$36,703
baseline
▲ 0.50% · 4.625%
HK$38,936
+HK$2,233/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$73,406/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,422
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,452
−HK$1,046/mo
Today · 4.125%
HK$40,498
baseline
▲ 0.50% · 4.625%
HK$42,632
+HK$2,134/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$80,996/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,435 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).