▼ 0.50% · 3.625%
HK$16,536
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$17,050
−HK$523/mo
Today · 4.125%
HK$17,573
baseline
▲ 0.50% · 4.625%
HK$18,642
+HK$1,069/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,146/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,396
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,890
−HK$500/mo
Today · 4.125%
HK$19,390
baseline
▲ 0.50% · 4.625%
HK$20,412
+HK$1,022/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,780/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,190
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,755
−HK$575/mo
Today · 4.125%
HK$19,330
baseline
▲ 0.50% · 4.625%
HK$20,506
+HK$1,176/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$38,660/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,236
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,778
−HK$551/mo
Today · 4.125%
HK$21,329
baseline
▲ 0.50% · 4.625%
HK$22,453
+HK$1,124/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$42,658/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,843
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,460
−HK$628/mo
Today · 4.125%
HK$21,088
baseline
▲ 0.50% · 4.625%
HK$22,371
+HK$1,283/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,176/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,075
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,667
−HK$601/mo
Today · 4.125%
HK$23,268
baseline
▲ 0.50% · 4.625%
HK$24,495
+HK$1,227/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,536/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,497
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,166
−HK$679/mo
Today · 4.125%
HK$22,845
baseline
▲ 0.50% · 4.625%
HK$24,235
+HK$1,390/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$45,690/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,915
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,556
−HK$651/mo
Today · 4.125%
HK$25,207
baseline
▲ 0.50% · 4.625%
HK$26,536
+HK$1,329/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$50,414/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,150
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,871
−HK$731/mo
Today · 4.125%
HK$24,602
baseline
▲ 0.50% · 4.625%
HK$26,099
+HK$1,497/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,204/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,755
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,445
−HK$701/mo
Today · 4.125%
HK$27,146
baseline
▲ 0.50% · 4.625%
HK$28,577
+HK$1,431/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,292/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,804
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,576
−HK$783/mo
Today · 4.125%
HK$26,359
baseline
▲ 0.50% · 4.625%
HK$27,963
+HK$1,604/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$52,718/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,594
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,334
−HK$751/mo
Today · 4.125%
HK$29,085
baseline
▲ 0.50% · 4.625%
HK$30,618
+HK$1,533/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$58,170/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,458
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,281
−HK$836/mo
Today · 4.125%
HK$28,117
baseline
▲ 0.50% · 4.625%
HK$29,828
+HK$1,711/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$56,234/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,434
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,223
−HK$801/mo
Today · 4.125%
HK$31,024
baseline
▲ 0.50% · 4.625%
HK$32,659
+HK$1,635/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$62,048/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,111
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,986
−HK$888/mo
Today · 4.125%
HK$29,874
baseline
▲ 0.50% · 4.625%
HK$31,692
+HK$1,818/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$59,748/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,273
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,112
−HK$851/mo
Today · 4.125%
HK$32,963
baseline
▲ 0.50% · 4.625%
HK$34,701
+HK$1,738/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$65,926/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,765
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,691
−HK$940/mo
Today · 4.125%
HK$31,631
baseline
▲ 0.50% · 4.625%
HK$33,556
+HK$1,925/mo
Deposit HK$725K · loan HK$6.53M · min. income ≈ HK$63,262/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,113
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,001
−HK$901/mo
Today · 4.125%
HK$34,902
baseline
▲ 0.50% · 4.625%
HK$36,742
+HK$1,840/mo
Deposit HK$725K · loan HK$6.53M · min. income ≈ HK$69,804/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,555 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).