▼ 0.50% · 3.625%
HK$19,059
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,652
−HK$602/mo
Today · 4.125%
HK$20,254
baseline
▲ 0.50% · 4.625%
HK$21,487
+HK$1,233/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,508/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,203
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,772
−HK$576/mo
Today · 4.125%
HK$22,348
baseline
▲ 0.50% · 4.625%
HK$23,526
+HK$1,178/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,696/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,965
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,617
−HK$663/mo
Today · 4.125%
HK$22,280
baseline
▲ 0.50% · 4.625%
HK$23,635
+HK$1,355/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$44,560/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,323
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,949
−HK$634/mo
Today · 4.125%
HK$24,583
baseline
▲ 0.50% · 4.625%
HK$25,879
+HK$1,296/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$49,166/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,871
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,582
−HK$723/mo
Today · 4.125%
HK$24,305
baseline
▲ 0.50% · 4.625%
HK$25,784
+HK$1,479/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,610/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,444
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,126
−HK$692/mo
Today · 4.125%
HK$26,818
baseline
▲ 0.50% · 4.625%
HK$28,232
+HK$1,414/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,636/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,777
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,547
−HK$783/mo
Today · 4.125%
HK$26,330
baseline
▲ 0.50% · 4.625%
HK$27,933
+HK$1,603/mo
Deposit HK$2.93M · loan HK$5.43M · min. income ≈ HK$52,660/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,564
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,303
−HK$750/mo
Today · 4.125%
HK$29,053
baseline
▲ 0.50% · 4.625%
HK$30,584
+HK$1,531/mo
Deposit HK$2.93M · loan HK$5.43M · min. income ≈ HK$58,106/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,683
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,513
−HK$843/mo
Today · 4.125%
HK$28,356
baseline
▲ 0.50% · 4.625%
HK$30,081
+HK$1,725/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,712/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,684
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,480
−HK$808/mo
Today · 4.125%
HK$31,288
baseline
▲ 0.50% · 4.625%
HK$32,937
+HK$1,649/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,576/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,588
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,478
−HK$903/mo
Today · 4.125%
HK$30,381
baseline
▲ 0.50% · 4.625%
HK$32,230
+HK$1,849/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$60,762/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,804
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,657
−HK$866/mo
Today · 4.125%
HK$33,523
baseline
▲ 0.50% · 4.625%
HK$35,290
+HK$1,767/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$67,046/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,494
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,443
−HK$964/mo
Today · 4.125%
HK$32,407
baseline
▲ 0.50% · 4.625%
HK$34,379
+HK$1,972/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$64,814/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,925
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,835
−HK$923/mo
Today · 4.125%
HK$35,758
baseline
▲ 0.50% · 4.625%
HK$37,642
+HK$1,884/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$71,516/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,400
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,408
−HK$1,024/mo
Today · 4.125%
HK$34,432
baseline
▲ 0.50% · 4.625%
HK$36,527
+HK$2,095/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$68,864/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,045
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,012
−HK$980/mo
Today · 4.125%
HK$37,992
baseline
▲ 0.50% · 4.625%
HK$39,995
+HK$2,003/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$75,984/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,306
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,373
−HK$1,084/mo
Today · 4.125%
HK$36,457
baseline
▲ 0.50% · 4.625%
HK$38,676
+HK$2,219/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$72,914/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,165
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,189
−HK$1,038/mo
Today · 4.125%
HK$40,227
baseline
▲ 0.50% · 4.625%
HK$42,348
+HK$2,121/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$80,454/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,748 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).