▼ 0.50% · 3.625%
HK$19,033
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,625
−HK$601/mo
Today · 4.125%
HK$20,226
baseline
▲ 0.50% · 4.625%
HK$21,457
+HK$1,231/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,452/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,174
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,741
−HK$577/mo
Today · 4.125%
HK$22,318
baseline
▲ 0.50% · 4.625%
HK$23,494
+HK$1,176/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,636/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,936
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,587
−HK$662/mo
Today · 4.125%
HK$22,249
baseline
▲ 0.50% · 4.625%
HK$23,603
+HK$1,354/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$44,498/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,291
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,916
−HK$633/mo
Today · 4.125%
HK$24,549
baseline
▲ 0.50% · 4.625%
HK$25,843
+HK$1,294/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$49,098/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,839
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,550
−HK$721/mo
Today · 4.125%
HK$24,271
baseline
▲ 0.50% · 4.625%
HK$25,748
+HK$1,477/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,542/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,408
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,090
−HK$691/mo
Today · 4.125%
HK$26,781
baseline
▲ 0.50% · 4.625%
HK$28,193
+HK$1,412/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,562/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,742
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,512
−HK$782/mo
Today · 4.125%
HK$26,294
baseline
▲ 0.50% · 4.625%
HK$27,894
+HK$1,600/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$52,588/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,526
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,264
−HK$749/mo
Today · 4.125%
HK$29,013
baseline
▲ 0.50% · 4.625%
HK$30,542
+HK$1,529/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$58,026/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,646
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,475
−HK$842/mo
Today · 4.125%
HK$28,317
baseline
▲ 0.50% · 4.625%
HK$30,040
+HK$1,723/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,634/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,643
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,438
−HK$807/mo
Today · 4.125%
HK$31,245
baseline
▲ 0.50% · 4.625%
HK$32,892
+HK$1,647/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,490/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,549
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,437
−HK$902/mo
Today · 4.125%
HK$30,339
baseline
▲ 0.50% · 4.625%
HK$32,185
+HK$1,846/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$60,678/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,760
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,612
−HK$864/mo
Today · 4.125%
HK$33,476
baseline
▲ 0.50% · 4.625%
HK$35,241
+HK$1,765/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$66,952/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,452
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,399
−HK$963/mo
Today · 4.125%
HK$32,362
baseline
▲ 0.50% · 4.625%
HK$34,331
+HK$1,969/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,724/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,878
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,786
−HK$922/mo
Today · 4.125%
HK$35,708
baseline
▲ 0.50% · 4.625%
HK$37,590
+HK$1,882/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,416/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,355
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,362
−HK$1,022/mo
Today · 4.125%
HK$34,384
baseline
▲ 0.50% · 4.625%
HK$36,477
+HK$2,093/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$68,768/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,995
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,961
−HK$979/mo
Today · 4.125%
HK$37,940
baseline
▲ 0.50% · 4.625%
HK$39,940
+HK$2,000/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$75,880/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,259
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,324
−HK$1,083/mo
Today · 4.125%
HK$36,407
baseline
▲ 0.50% · 4.625%
HK$38,622
+HK$2,215/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$72,814/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,113
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,135
−HK$1,037/mo
Today · 4.125%
HK$40,172
baseline
▲ 0.50% · 4.625%
HK$42,289
+HK$2,117/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$80,344/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,402 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).