▼ 0.50% · 3.625%
HK$19,277
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,877
−HK$609/mo
Today · 4.125%
HK$20,486
baseline
▲ 0.50% · 4.625%
HK$21,733
+HK$1,247/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$40,972/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,446
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,021
−HK$584/mo
Today · 4.125%
HK$22,605
baseline
▲ 0.50% · 4.625%
HK$23,796
+HK$1,191/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,210/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,205
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,865
−HK$670/mo
Today · 4.125%
HK$22,535
baseline
▲ 0.50% · 4.625%
HK$23,906
+HK$1,371/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$45,070/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,591
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,223
−HK$642/mo
Today · 4.125%
HK$24,865
baseline
▲ 0.50% · 4.625%
HK$26,176
+HK$1,311/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$49,730/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,133
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,852
−HK$732/mo
Today · 4.125%
HK$24,584
baseline
▲ 0.50% · 4.625%
HK$26,079
+HK$1,495/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,168/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,735
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,425
−HK$701/mo
Today · 4.125%
HK$27,126
baseline
▲ 0.50% · 4.625%
HK$28,555
+HK$1,429/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,252/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,061
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,840
−HK$792/mo
Today · 4.125%
HK$26,632
baseline
▲ 0.50% · 4.625%
HK$28,253
+HK$1,621/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$53,264/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,880
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,627
−HK$759/mo
Today · 4.125%
HK$29,386
baseline
▲ 0.50% · 4.625%
HK$30,935
+HK$1,549/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$58,772/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,988
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,828
−HK$853/mo
Today · 4.125%
HK$28,681
baseline
▲ 0.50% · 4.625%
HK$30,426
+HK$1,745/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,362/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,024
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,830
−HK$816/mo
Today · 4.125%
HK$31,646
baseline
▲ 0.50% · 4.625%
HK$33,315
+HK$1,669/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,292/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,916
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,816
−HK$913/mo
Today · 4.125%
HK$30,729
baseline
▲ 0.50% · 4.625%
HK$32,599
+HK$1,870/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$61,458/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,169
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,032
−HK$875/mo
Today · 4.125%
HK$33,907
baseline
▲ 0.50% · 4.625%
HK$35,694
+HK$1,787/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$67,814/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,844
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,803
−HK$975/mo
Today · 4.125%
HK$32,778
baseline
▲ 0.50% · 4.625%
HK$34,773
+HK$1,995/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$65,556/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,314
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,234
−HK$933/mo
Today · 4.125%
HK$36,167
baseline
▲ 0.50% · 4.625%
HK$38,074
+HK$1,907/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$72,334/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,772
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,791
−HK$1,036/mo
Today · 4.125%
HK$34,827
baseline
▲ 0.50% · 4.625%
HK$36,946
+HK$2,119/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$69,654/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,458
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,436
−HK$992/mo
Today · 4.125%
HK$38,428
baseline
▲ 0.50% · 4.625%
HK$40,453
+HK$2,025/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$76,856/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,699
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,779
−HK$1,096/mo
Today · 4.125%
HK$36,875
baseline
▲ 0.50% · 4.625%
HK$39,119
+HK$2,244/mo
Deposit HK$845K · loan HK$7.61M · min. income ≈ HK$73,750/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,603
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,638
−HK$1,050/mo
Today · 4.125%
HK$40,688
baseline
▲ 0.50% · 4.625%
HK$42,833
+HK$2,145/mo
Deposit HK$845K · loan HK$7.61M · min. income ≈ HK$81,376/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,623 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).