▼ 0.50% · 3.625%
HK$18,652
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,232
−HK$590/mo
Today · 4.125%
HK$19,822
baseline
▲ 0.50% · 4.625%
HK$21,028
+HK$1,206/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,644/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,750
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,307
−HK$564/mo
Today · 4.125%
HK$21,871
baseline
▲ 0.50% · 4.625%
HK$23,024
+HK$1,153/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,742/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,517
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,156
−HK$648/mo
Today · 4.125%
HK$21,804
baseline
▲ 0.50% · 4.625%
HK$23,131
+HK$1,327/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$43,608/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,825
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,437
−HK$621/mo
Today · 4.125%
HK$24,058
baseline
▲ 0.50% · 4.625%
HK$25,327
+HK$1,269/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$48,116/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,383
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,079
−HK$707/mo
Today · 4.125%
HK$23,786
baseline
▲ 0.50% · 4.625%
HK$25,233
+HK$1,447/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$47,572/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,900
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,568
−HK$678/mo
Today · 4.125%
HK$26,246
baseline
▲ 0.50% · 4.625%
HK$27,629
+HK$1,383/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$52,492/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,248
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$25,002
−HK$766/mo
Today · 4.125%
HK$25,768
baseline
▲ 0.50% · 4.625%
HK$27,336
+HK$1,568/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$51,536/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,975
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,699
−HK$734/mo
Today · 4.125%
HK$28,433
baseline
▲ 0.50% · 4.625%
HK$29,932
+HK$1,499/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$56,866/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,113
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,925
−HK$825/mo
Today · 4.125%
HK$27,750
baseline
▲ 0.50% · 4.625%
HK$29,439
+HK$1,689/mo
Deposit HK$2.45M · loan HK$5.73M · min. income ≈ HK$55,500/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,050
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,830
−HK$790/mo
Today · 4.125%
HK$30,620
baseline
▲ 0.50% · 4.625%
HK$32,234
+HK$1,614/mo
Deposit HK$2.45M · loan HK$5.73M · min. income ≈ HK$61,240/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,978
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,848
−HK$885/mo
Today · 4.125%
HK$29,733
baseline
▲ 0.50% · 4.625%
HK$31,542
+HK$1,809/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$59,466/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,125
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,960
−HK$847/mo
Today · 4.125%
HK$32,807
baseline
▲ 0.50% · 4.625%
HK$34,536
+HK$1,729/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$65,614/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,843
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,772
−HK$943/mo
Today · 4.125%
HK$31,715
baseline
▲ 0.50% · 4.625%
HK$33,645
+HK$1,930/mo
Deposit HK$1.64M · loan HK$6.54M · min. income ≈ HK$63,430/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,200
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,091
−HK$903/mo
Today · 4.125%
HK$34,994
baseline
▲ 0.50% · 4.625%
HK$36,839
+HK$1,845/mo
Deposit HK$1.64M · loan HK$6.54M · min. income ≈ HK$69,988/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,709
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,695
−HK$1,002/mo
Today · 4.125%
HK$33,697
baseline
▲ 0.50% · 4.625%
HK$35,747
+HK$2,050/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$67,394/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,275
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,222
−HK$959/mo
Today · 4.125%
HK$37,181
baseline
▲ 0.50% · 4.625%
HK$39,141
+HK$1,960/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$74,362/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,574
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,618
−HK$1,061/mo
Today · 4.125%
HK$35,679
baseline
▲ 0.50% · 4.625%
HK$37,850
+HK$2,171/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$71,358/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,351
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,352
−HK$1,016/mo
Today · 4.125%
HK$39,368
baseline
▲ 0.50% · 4.625%
HK$41,444
+HK$2,076/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$78,736/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,395 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).