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At today's rate and a 90% mortgage, the deposit on this unit is about HK$558K, with repayments around HK$24,347/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$558K · loan HK$5.02M · min. income ≈ HK$48,694/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$125,589 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- C
- Saleable Area
- 375 Saleable ft²
- Gross Area
- 506 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-17 | HK$4.85M | −16.3% 3.9y · −4.0%/yr |
| 2021-03-10 | HK$5.79M | +148.5% 10.8y · 14.0%/yr |
| 2010-05-26 | HK$2.33M | +64.1% |
| 2002-06-19 | HK$1.42M | −26.4% |
| 1998-09-08 | HK$1.93M | — |