▼ 0.50% · 3.625%
HK$18,492
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,067
−HK$584/mo
Today · 4.125%
HK$19,651
baseline
▲ 0.50% · 4.625%
HK$20,847
+HK$1,196/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,302/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,572
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$21,124
−HK$559/mo
Today · 4.125%
HK$21,683
baseline
▲ 0.50% · 4.625%
HK$22,826
+HK$1,143/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,366/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,341
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,974
−HK$643/mo
Today · 4.125%
HK$21,617
baseline
▲ 0.50% · 4.625%
HK$22,932
+HK$1,315/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,234/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,629
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,236
−HK$616/mo
Today · 4.125%
HK$23,852
baseline
▲ 0.50% · 4.625%
HK$25,109
+HK$1,257/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,704/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,190
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,880
−HK$702/mo
Today · 4.125%
HK$23,582
baseline
▲ 0.50% · 4.625%
HK$25,017
+HK$1,435/mo
Deposit HK$3.24M · loan HK$4.87M · min. income ≈ HK$47,164/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,686
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,348
−HK$672/mo
Today · 4.125%
HK$26,020
baseline
▲ 0.50% · 4.625%
HK$27,392
+HK$1,372/mo
Deposit HK$3.24M · loan HK$4.87M · min. income ≈ HK$52,040/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,039
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,787
−HK$760/mo
Today · 4.125%
HK$25,547
baseline
▲ 0.50% · 4.625%
HK$27,101
+HK$1,554/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$51,094/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,744
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,461
−HK$727/mo
Today · 4.125%
HK$28,188
baseline
▲ 0.50% · 4.625%
HK$29,674
+HK$1,486/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$56,376/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,889
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,694
−HK$818/mo
Today · 4.125%
HK$27,512
baseline
▲ 0.50% · 4.625%
HK$29,186
+HK$1,674/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$55,024/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,801
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,573
−HK$784/mo
Today · 4.125%
HK$30,357
baseline
▲ 0.50% · 4.625%
HK$31,957
+HK$1,600/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$60,714/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,738
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,601
−HK$876/mo
Today · 4.125%
HK$29,477
baseline
▲ 0.50% · 4.625%
HK$31,271
+HK$1,794/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$58,954/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,858
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,686
−HK$839/mo
Today · 4.125%
HK$32,525
baseline
▲ 0.50% · 4.625%
HK$34,240
+HK$1,715/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$65,050/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,587
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,507
−HK$935/mo
Today · 4.125%
HK$31,442
baseline
▲ 0.50% · 4.625%
HK$33,356
+HK$1,914/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$62,884/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,915
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,798
−HK$896/mo
Today · 4.125%
HK$34,694
baseline
▲ 0.50% · 4.625%
HK$36,522
+HK$1,828/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$69,388/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,436
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,414
−HK$993/mo
Today · 4.125%
HK$33,407
baseline
▲ 0.50% · 4.625%
HK$35,440
+HK$2,033/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$66,814/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,972
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,910
−HK$952/mo
Today · 4.125%
HK$36,862
baseline
▲ 0.50% · 4.625%
HK$38,805
+HK$1,943/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$73,724/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,285
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,321
−HK$1,052/mo
Today · 4.125%
HK$35,373
baseline
▲ 0.50% · 4.625%
HK$37,525
+HK$2,152/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$70,746/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,030
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,023
−HK$1,007/mo
Today · 4.125%
HK$39,030
baseline
▲ 0.50% · 4.625%
HK$41,088
+HK$2,058/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$78,060/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,287 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).