▼ 0.50% · 3.625%
HK$17,633
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$18,181
−HK$557/mo
Today · 4.125%
HK$18,738
baseline
▲ 0.50% · 4.625%
HK$19,879
+HK$1,141/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,476/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,616
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,142
−HK$534/mo
Today · 4.125%
HK$20,676
baseline
▲ 0.50% · 4.625%
HK$21,766
+HK$1,090/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,352/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,396
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,999
−HK$613/mo
Today · 4.125%
HK$20,612
baseline
▲ 0.50% · 4.625%
HK$21,866
+HK$1,254/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$41,224/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,578
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,156
−HK$588/mo
Today · 4.125%
HK$22,744
baseline
▲ 0.50% · 4.625%
HK$23,942
+HK$1,198/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$45,488/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,159
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,817
−HK$669/mo
Today · 4.125%
HK$22,486
baseline
▲ 0.50% · 4.625%
HK$23,854
+HK$1,368/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$44,972/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$231,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,539
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,171
−HK$640/mo
Today · 4.125%
HK$24,811
baseline
▲ 0.50% · 4.625%
HK$26,119
+HK$1,308/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$49,622/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$231,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,922
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,635
−HK$725/mo
Today · 4.125%
HK$24,360
baseline
▲ 0.50% · 4.625%
HK$25,842
+HK$1,482/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$48,720/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,501
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,185
−HK$694/mo
Today · 4.125%
HK$26,879
baseline
▲ 0.50% · 4.625%
HK$28,296
+HK$1,417/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$53,758/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,686
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,454
−HK$780/mo
Today · 4.125%
HK$26,234
baseline
▲ 0.50% · 4.625%
HK$27,830
+HK$1,596/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$52,468/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,463
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,199
−HK$747/mo
Today · 4.125%
HK$28,946
baseline
▲ 0.50% · 4.625%
HK$30,472
+HK$1,526/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$57,892/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,449
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,272
−HK$836/mo
Today · 4.125%
HK$28,108
baseline
▲ 0.50% · 4.625%
HK$29,818
+HK$1,710/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$56,216/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$231,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,424
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,213
−HK$801/mo
Today · 4.125%
HK$31,014
baseline
▲ 0.50% · 4.625%
HK$32,649
+HK$1,635/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$62,028/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$231,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,212
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,090
−HK$891/mo
Today · 4.125%
HK$29,981
baseline
▲ 0.50% · 4.625%
HK$31,806
+HK$1,825/mo
Deposit HK$1.55M · loan HK$6.19M · min. income ≈ HK$59,962/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,386
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,228
−HK$853/mo
Today · 4.125%
HK$33,081
baseline
▲ 0.50% · 4.625%
HK$34,825
+HK$1,744/mo
Deposit HK$1.55M · loan HK$6.19M · min. income ≈ HK$66,162/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,975
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,908
−HK$947/mo
Today · 4.125%
HK$31,855
baseline
▲ 0.50% · 4.625%
HK$33,794
+HK$1,939/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$63,710/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,347
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,242
−HK$907/mo
Today · 4.125%
HK$35,149
baseline
▲ 0.50% · 4.625%
HK$37,002
+HK$1,853/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$70,298/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,739
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,726
−HK$1,003/mo
Today · 4.125%
HK$33,729
baseline
▲ 0.50% · 4.625%
HK$35,781
+HK$2,052/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$67,458/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$231,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,309
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,256
−HK$961/mo
Today · 4.125%
HK$37,217
baseline
▲ 0.50% · 4.625%
HK$39,178
+HK$1,961/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$74,434/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$231,983 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).