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At today's rate and a 90% mortgage, the deposit on this unit is about HK$543K, with repayments around HK$23,701/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$543K · loan HK$4.89M · min. income ≈ HK$47,402/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$122,258 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- B
- Saleable Area
- 375 Saleable ft²
- Gross Area
- 506 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-23 | HK$6.30M | +31.2% 5.6y · 6.0%/yr |
| 2015-02-05 | HK$4.80M | +56.4% |
| 2012-04-11 | HK$3.07M | +42.8% |
| 2009-10-20 | HK$2.15M | +55.8% |
| 2004-09-08 | HK$1.38M | +6.2% |
| 2004-03-19 | HK$1.30M | +15.0% |
| 2003-12-04 | HK$1.13M | −46.2% |
| 1996-08-05 | HK$2.10M | +0.0% |
| 1996-06-21 | HK$2.10M | — |