▼ 0.50% · 3.625%
HK$18,554
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,131
−HK$586/mo
Today · 4.125%
HK$19,717
baseline
▲ 0.50% · 4.625%
HK$20,917
+HK$1,200/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,434/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,641
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,194
−HK$562/mo
Today · 4.125%
HK$21,756
baseline
▲ 0.50% · 4.625%
HK$22,903
+HK$1,147/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,512/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,409
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,044
−HK$645/mo
Today · 4.125%
HK$21,689
baseline
▲ 0.50% · 4.625%
HK$23,009
+HK$1,320/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$43,378/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,705
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,314
−HK$618/mo
Today · 4.125%
HK$23,932
baseline
▲ 0.50% · 4.625%
HK$25,193
+HK$1,261/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$47,864/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,265
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,957
−HK$704/mo
Today · 4.125%
HK$23,661
baseline
▲ 0.50% · 4.625%
HK$25,100
+HK$1,439/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,322/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,769
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,433
−HK$674/mo
Today · 4.125%
HK$26,107
baseline
▲ 0.50% · 4.625%
HK$27,483
+HK$1,376/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,214/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,120
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,870
−HK$762/mo
Today · 4.125%
HK$25,632
baseline
▲ 0.50% · 4.625%
HK$27,192
+HK$1,560/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,264/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,833
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,553
−HK$730/mo
Today · 4.125%
HK$28,283
baseline
▲ 0.50% · 4.625%
HK$29,774
+HK$1,491/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,566/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,975
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,783
−HK$821/mo
Today · 4.125%
HK$27,604
baseline
▲ 0.50% · 4.625%
HK$29,284
+HK$1,680/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,208/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,897
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,672
−HK$786/mo
Today · 4.125%
HK$30,458
baseline
▲ 0.50% · 4.625%
HK$32,064
+HK$1,606/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$60,916/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,831
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,696
−HK$880/mo
Today · 4.125%
HK$29,576
baseline
▲ 0.50% · 4.625%
HK$31,375
+HK$1,799/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,152/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,961
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,792
−HK$842/mo
Today · 4.125%
HK$32,634
baseline
▲ 0.50% · 4.625%
HK$34,354
+HK$1,720/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,268/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,686
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,609
−HK$939/mo
Today · 4.125%
HK$31,548
baseline
▲ 0.50% · 4.625%
HK$33,467
+HK$1,919/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$63,096/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,025
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,911
−HK$899/mo
Today · 4.125%
HK$34,810
baseline
▲ 0.50% · 4.625%
HK$36,645
+HK$1,835/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$69,620/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,541
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,522
−HK$997/mo
Today · 4.125%
HK$33,519
baseline
▲ 0.50% · 4.625%
HK$35,559
+HK$2,040/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$67,038/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,089
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,031
−HK$954/mo
Today · 4.125%
HK$36,985
baseline
▲ 0.50% · 4.625%
HK$38,935
+HK$1,950/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$73,970/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,397
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,436
−HK$1,055/mo
Today · 4.125%
HK$35,491
baseline
▲ 0.50% · 4.625%
HK$37,651
+HK$2,160/mo
Deposit HK$814K · loan HK$7.32M · min. income ≈ HK$70,982/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,154
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,150
−HK$1,011/mo
Today · 4.125%
HK$39,161
baseline
▲ 0.50% · 4.625%
HK$41,225
+HK$2,064/mo
Deposit HK$814K · loan HK$7.32M · min. income ≈ HK$78,322/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,101 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).