▼ 0.50% · 3.625%
HK$17,707
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,258
−HK$560/mo
Today · 4.125%
HK$18,818
baseline
▲ 0.50% · 4.625%
HK$19,963
+HK$1,145/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$37,636/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$232,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,699
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,227
−HK$536/mo
Today · 4.125%
HK$20,763
baseline
▲ 0.50% · 4.625%
HK$21,858
+HK$1,095/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$41,526/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$232,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,478
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,084
−HK$615/mo
Today · 4.125%
HK$20,699
baseline
▲ 0.50% · 4.625%
HK$21,959
+HK$1,260/mo
Deposit HK$3.49M · loan HK$4.27M · min. income ≈ HK$41,398/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$232,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,669
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,250
−HK$590/mo
Today · 4.125%
HK$22,840
baseline
▲ 0.50% · 4.625%
HK$24,044
+HK$1,204/mo
Deposit HK$3.49M · loan HK$4.27M · min. income ≈ HK$45,680/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$232,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,249
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,910
−HK$671/mo
Today · 4.125%
HK$22,581
baseline
▲ 0.50% · 4.625%
HK$23,955
+HK$1,374/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$45,162/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$232,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,639
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,273
−HK$643/mo
Today · 4.125%
HK$24,916
baseline
▲ 0.50% · 4.625%
HK$26,229
+HK$1,313/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$49,832/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$232,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,019
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,735
−HK$728/mo
Today · 4.125%
HK$24,463
baseline
▲ 0.50% · 4.625%
HK$25,951
+HK$1,488/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$48,926/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$232,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,609
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,296
−HK$696/mo
Today · 4.125%
HK$26,992
baseline
▲ 0.50% · 4.625%
HK$28,415
+HK$1,423/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$53,984/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$232,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,790
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,561
−HK$784/mo
Today · 4.125%
HK$26,345
baseline
▲ 0.50% · 4.625%
HK$27,948
+HK$1,603/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,690/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,579
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,318
−HK$751/mo
Today · 4.125%
HK$29,069
baseline
▲ 0.50% · 4.625%
HK$30,601
+HK$1,532/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,138/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,561
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,387
−HK$839/mo
Today · 4.125%
HK$28,226
baseline
▲ 0.50% · 4.625%
HK$29,944
+HK$1,718/mo
Deposit HK$1.94M · loan HK$5.82M · min. income ≈ HK$56,452/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,549
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,341
−HK$804/mo
Today · 4.125%
HK$31,145
baseline
▲ 0.50% · 4.625%
HK$32,787
+HK$1,642/mo
Deposit HK$1.94M · loan HK$5.82M · min. income ≈ HK$62,290/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,332
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,213
−HK$895/mo
Today · 4.125%
HK$30,108
baseline
▲ 0.50% · 4.625%
HK$31,940
+HK$1,832/mo
Deposit HK$1.55M · loan HK$6.21M · min. income ≈ HK$60,216/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$232,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,519
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,364
−HK$857/mo
Today · 4.125%
HK$33,221
baseline
▲ 0.50% · 4.625%
HK$34,973
+HK$1,752/mo
Deposit HK$1.55M · loan HK$6.21M · min. income ≈ HK$66,442/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$232,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,102
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,039
−HK$951/mo
Today · 4.125%
HK$31,990
baseline
▲ 0.50% · 4.625%
HK$33,936
+HK$1,946/mo
Deposit HK$1.16M · loan HK$6.60M · min. income ≈ HK$63,980/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$232,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,489
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,387
−HK$911/mo
Today · 4.125%
HK$35,298
baseline
▲ 0.50% · 4.625%
HK$37,158
+HK$1,860/mo
Deposit HK$1.16M · loan HK$6.60M · min. income ≈ HK$70,596/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$232,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,873
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,864
−HK$1,008/mo
Today · 4.125%
HK$33,872
baseline
▲ 0.50% · 4.625%
HK$35,933
+HK$2,061/mo
Deposit HK$777K · loan HK$6.99M · min. income ≈ HK$67,744/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,458
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,409
−HK$965/mo
Today · 4.125%
HK$37,374
baseline
▲ 0.50% · 4.625%
HK$39,344
+HK$1,970/mo
Deposit HK$777K · loan HK$6.99M · min. income ≈ HK$74,748/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,964 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).