▼ 0.50% · 3.625%
HK$18,642
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,222
−HK$589/mo
Today · 4.125%
HK$19,811
baseline
▲ 0.50% · 4.625%
HK$21,017
+HK$1,206/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,622/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,739
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,295
−HK$565/mo
Today · 4.125%
HK$21,860
baseline
▲ 0.50% · 4.625%
HK$23,012
+HK$1,152/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,720/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,506
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,144
−HK$648/mo
Today · 4.125%
HK$21,792
baseline
▲ 0.50% · 4.625%
HK$23,118
+HK$1,326/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$43,584/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,813
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,425
−HK$621/mo
Today · 4.125%
HK$24,046
baseline
▲ 0.50% · 4.625%
HK$25,313
+HK$1,267/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$48,092/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,371
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,066
−HK$707/mo
Today · 4.125%
HK$23,773
baseline
▲ 0.50% · 4.625%
HK$25,220
+HK$1,447/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$47,546/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,887
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,554
−HK$678/mo
Today · 4.125%
HK$26,232
baseline
▲ 0.50% · 4.625%
HK$27,614
+HK$1,382/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$52,464/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,235
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,989
−HK$765/mo
Today · 4.125%
HK$25,754
baseline
▲ 0.50% · 4.625%
HK$27,322
+HK$1,568/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$51,508/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,961
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,684
−HK$734/mo
Today · 4.125%
HK$28,418
baseline
▲ 0.50% · 4.625%
HK$29,915
+HK$1,497/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$56,836/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,099
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,911
−HK$825/mo
Today · 4.125%
HK$27,736
baseline
▲ 0.50% · 4.625%
HK$29,423
+HK$1,687/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,472/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,035
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,814
−HK$789/mo
Today · 4.125%
HK$30,603
baseline
▲ 0.50% · 4.625%
HK$32,217
+HK$1,614/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,206/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,963
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,833
−HK$884/mo
Today · 4.125%
HK$29,717
baseline
▲ 0.50% · 4.625%
HK$31,525
+HK$1,808/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$59,434/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,109
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,943
−HK$846/mo
Today · 4.125%
HK$32,789
baseline
▲ 0.50% · 4.625%
HK$34,518
+HK$1,729/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$65,578/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,827
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,755
−HK$943/mo
Today · 4.125%
HK$31,698
baseline
▲ 0.50% · 4.625%
HK$33,627
+HK$1,929/mo
Deposit HK$1.64M · loan HK$6.54M · min. income ≈ HK$63,396/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,183
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,073
−HK$902/mo
Today · 4.125%
HK$34,975
baseline
▲ 0.50% · 4.625%
HK$36,819
+HK$1,844/mo
Deposit HK$1.64M · loan HK$6.54M · min. income ≈ HK$69,950/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,692
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,677
−HK$1,002/mo
Today · 4.125%
HK$33,679
baseline
▲ 0.50% · 4.625%
HK$35,728
+HK$2,049/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$67,358/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,257
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,202
−HK$959/mo
Today · 4.125%
HK$37,161
baseline
▲ 0.50% · 4.625%
HK$39,120
+HK$1,959/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$74,322/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,556
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,600
−HK$1,060/mo
Today · 4.125%
HK$35,660
baseline
▲ 0.50% · 4.625%
HK$37,830
+HK$2,170/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$71,320/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,330
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,332
−HK$1,015/mo
Today · 4.125%
HK$39,347
baseline
▲ 0.50% · 4.625%
HK$41,421
+HK$2,074/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$78,694/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,264 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).