▼ 0.50% · 3.625%
HK$22,063
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,749
−HK$698/mo
Today · 4.125%
HK$23,447
baseline
▲ 0.50% · 4.625%
HK$24,873
+HK$1,426/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,894/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$337,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,545
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,203
−HK$668/mo
Today · 4.125%
HK$25,871
baseline
▲ 0.50% · 4.625%
HK$27,235
+HK$1,364/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,742/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$337,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,269
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,024
−HK$767/mo
Today · 4.125%
HK$25,791
baseline
▲ 0.50% · 4.625%
HK$27,360
+HK$1,569/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,582/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,999
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,723
−HK$735/mo
Today · 4.125%
HK$28,458
baseline
▲ 0.50% · 4.625%
HK$29,958
+HK$1,500/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,916/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,476
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,299
−HK$837/mo
Today · 4.125%
HK$28,136
baseline
▲ 0.50% · 4.625%
HK$29,848
+HK$1,712/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$56,272/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,454
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,244
−HK$801/mo
Today · 4.125%
HK$31,045
baseline
▲ 0.50% · 4.625%
HK$32,682
+HK$1,637/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$62,090/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,682
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,574
−HK$906/mo
Today · 4.125%
HK$30,480
baseline
▲ 0.50% · 4.625%
HK$32,335
+HK$1,855/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$60,960/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$337,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,908
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,764
−HK$868/mo
Today · 4.125%
HK$33,632
baseline
▲ 0.50% · 4.625%
HK$35,405
+HK$1,773/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$67,264/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$337,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,888
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,849
−HK$976/mo
Today · 4.125%
HK$32,825
baseline
▲ 0.50% · 4.625%
HK$34,822
+HK$1,997/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,650/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,363
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,284
−HK$935/mo
Today · 4.125%
HK$36,219
baseline
▲ 0.50% · 4.625%
HK$38,128
+HK$1,909/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,438/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,094
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,124
−HK$1,046/mo
Today · 4.125%
HK$35,170
baseline
▲ 0.50% · 4.625%
HK$37,310
+HK$2,140/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$70,340/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$337,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,817
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,805
−HK$1,001/mo
Today · 4.125%
HK$38,806
baseline
▲ 0.50% · 4.625%
HK$40,852
+HK$2,046/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$77,612/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$337,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,301
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,399
−HK$1,115/mo
Today · 4.125%
HK$37,514
baseline
▲ 0.50% · 4.625%
HK$39,797
+HK$2,283/mo
Deposit HK$1.94M · loan HK$7.74M · min. income ≈ HK$75,028/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,272
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,325
−HK$1,068/mo
Today · 4.125%
HK$41,393
baseline
▲ 0.50% · 4.625%
HK$43,575
+HK$2,182/mo
Deposit HK$1.94M · loan HK$7.74M · min. income ≈ HK$82,786/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,507
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,674
−HK$1,185/mo
Today · 4.125%
HK$39,859
baseline
▲ 0.50% · 4.625%
HK$42,284
+HK$2,425/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,718/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,726
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,845
−HK$1,136/mo
Today · 4.125%
HK$43,981
baseline
▲ 0.50% · 4.625%
HK$46,299
+HK$2,318/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,962/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,713
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,949
−HK$1,255/mo
Today · 4.125%
HK$42,204
baseline
▲ 0.50% · 4.625%
HK$44,772
+HK$2,568/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$84,408/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$337,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,181
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,366
−HK$1,202/mo
Today · 4.125%
HK$46,568
baseline
▲ 0.50% · 4.625%
HK$49,022
+HK$2,454/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$93,136/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$337,565 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).