▼ 0.50% · 3.625%
HK$21,967
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,650
−HK$695/mo
Today · 4.125%
HK$23,345
baseline
▲ 0.50% · 4.625%
HK$24,765
+HK$1,420/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,690/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,438
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,094
−HK$665/mo
Today · 4.125%
HK$25,759
baseline
▲ 0.50% · 4.625%
HK$27,116
+HK$1,357/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,518/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,164
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,915
−HK$764/mo
Today · 4.125%
HK$25,679
baseline
▲ 0.50% · 4.625%
HK$27,242
+HK$1,563/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$51,358/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,882
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,603
−HK$731/mo
Today · 4.125%
HK$28,334
baseline
▲ 0.50% · 4.625%
HK$29,828
+HK$1,494/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$56,668/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,361
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,181
−HK$833/mo
Today · 4.125%
HK$28,014
baseline
▲ 0.50% · 4.625%
HK$29,718
+HK$1,704/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$56,028/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,326
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,112
−HK$798/mo
Today · 4.125%
HK$30,910
baseline
▲ 0.50% · 4.625%
HK$32,540
+HK$1,630/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,820/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,557
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,446
−HK$902/mo
Today · 4.125%
HK$30,348
baseline
▲ 0.50% · 4.625%
HK$32,195
+HK$1,847/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,696/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,770
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,622
−HK$864/mo
Today · 4.125%
HK$33,486
baseline
▲ 0.50% · 4.625%
HK$35,251
+HK$1,765/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,972/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,754
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,711
−HK$972/mo
Today · 4.125%
HK$32,683
baseline
▲ 0.50% · 4.625%
HK$34,671
+HK$1,988/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,366/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,213
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,131
−HK$931/mo
Today · 4.125%
HK$36,062
baseline
▲ 0.50% · 4.625%
HK$37,963
+HK$1,901/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,124/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,951
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,976
−HK$1,041/mo
Today · 4.125%
HK$35,017
baseline
▲ 0.50% · 4.625%
HK$37,148
+HK$2,131/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,034/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,657
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,640
−HK$998/mo
Today · 4.125%
HK$38,638
baseline
▲ 0.50% · 4.625%
HK$40,674
+HK$2,036/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,276/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,147
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,241
−HK$1,110/mo
Today · 4.125%
HK$37,351
baseline
▲ 0.50% · 4.625%
HK$39,624
+HK$2,273/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,702/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,101
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,150
−HK$1,064/mo
Today · 4.125%
HK$41,214
baseline
▲ 0.50% · 4.625%
HK$43,386
+HK$2,172/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,428/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,344
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,506
−HK$1,180/mo
Today · 4.125%
HK$39,686
baseline
▲ 0.50% · 4.625%
HK$42,101
+HK$2,415/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$79,372/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,545
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,659
−HK$1,131/mo
Today · 4.125%
HK$43,790
baseline
▲ 0.50% · 4.625%
HK$46,098
+HK$2,308/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$87,580/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,541
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,771
−HK$1,249/mo
Today · 4.125%
HK$42,020
baseline
▲ 0.50% · 4.625%
HK$44,577
+HK$2,557/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$84,040/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,989
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,169
−HK$1,196/mo
Today · 4.125%
HK$46,365
baseline
▲ 0.50% · 4.625%
HK$48,809
+HK$2,444/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$92,730/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,363 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).