▼ 0.50% · 3.625%
HK$22,255
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,947
−HK$703/mo
Today · 4.125%
HK$23,650
baseline
▲ 0.50% · 4.625%
HK$25,089
+HK$1,439/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,300/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$345,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,758
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,422
−HK$674/mo
Today · 4.125%
HK$26,096
baseline
▲ 0.50% · 4.625%
HK$27,471
+HK$1,375/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,192/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$345,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,480
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,242
−HK$773/mo
Today · 4.125%
HK$26,015
baseline
▲ 0.50% · 4.625%
HK$27,598
+HK$1,583/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$52,030/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$345,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,234
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,965
−HK$741/mo
Today · 4.125%
HK$28,706
baseline
▲ 0.50% · 4.625%
HK$30,219
+HK$1,513/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$57,412/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$345,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,706
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,537
−HK$844/mo
Today · 4.125%
HK$28,381
baseline
▲ 0.50% · 4.625%
HK$30,107
+HK$1,726/mo
Deposit HK$3.90M · loan HK$5.86M · min. income ≈ HK$56,762/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,710
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,507
−HK$808/mo
Today · 4.125%
HK$31,315
baseline
▲ 0.50% · 4.625%
HK$32,966
+HK$1,651/mo
Deposit HK$3.90M · loan HK$5.86M · min. income ≈ HK$62,630/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,931
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,831
−HK$915/mo
Today · 4.125%
HK$30,746
baseline
▲ 0.50% · 4.625%
HK$32,616
+HK$1,870/mo
Deposit HK$3.42M · loan HK$6.34M · min. income ≈ HK$61,492/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,186
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,049
−HK$876/mo
Today · 4.125%
HK$33,925
baseline
▲ 0.50% · 4.625%
HK$35,713
+HK$1,788/mo
Deposit HK$3.42M · loan HK$6.34M · min. income ≈ HK$67,850/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,157
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,126
−HK$985/mo
Today · 4.125%
HK$33,111
baseline
▲ 0.50% · 4.625%
HK$35,125
+HK$2,014/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,222/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,662
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,591
−HK$943/mo
Today · 4.125%
HK$36,534
baseline
▲ 0.50% · 4.625%
HK$38,460
+HK$1,926/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,068/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,382
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,421
−HK$1,055/mo
Today · 4.125%
HK$35,476
baseline
▲ 0.50% · 4.625%
HK$37,634
+HK$2,158/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$70,952/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$345,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,137
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,133
−HK$1,011/mo
Today · 4.125%
HK$39,144
baseline
▲ 0.50% · 4.625%
HK$41,207
+HK$2,063/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$78,288/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$345,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,608
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,715
−HK$1,126/mo
Today · 4.125%
HK$37,841
baseline
▲ 0.50% · 4.625%
HK$40,143
+HK$2,302/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$75,682/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,613
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,676
−HK$1,077/mo
Today · 4.125%
HK$41,753
baseline
▲ 0.50% · 4.625%
HK$43,954
+HK$2,201/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$83,506/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,833
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,010
−HK$1,196/mo
Today · 4.125%
HK$40,206
baseline
▲ 0.50% · 4.625%
HK$42,652
+HK$2,446/mo
Deposit HK$1.46M · loan HK$8.30M · min. income ≈ HK$80,412/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,089
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,218
−HK$1,145/mo
Today · 4.125%
HK$44,363
baseline
▲ 0.50% · 4.625%
HK$46,701
+HK$2,338/mo
Deposit HK$1.46M · loan HK$8.30M · min. income ≈ HK$88,726/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,059
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,305
−HK$1,266/mo
Today · 4.125%
HK$42,571
baseline
▲ 0.50% · 4.625%
HK$45,161
+HK$2,590/mo
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$85,142/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,565
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,760
−HK$1,213/mo
Today · 4.125%
HK$46,973
baseline
▲ 0.50% · 4.625%
HK$49,449
+HK$2,476/mo
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$93,946/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,981 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).