▼ 0.50% · 3.625%
HK$22,780
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,489
−HK$720/mo
Today · 4.125%
HK$24,209
baseline
▲ 0.50% · 4.625%
HK$25,682
+HK$1,473/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,418/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$369,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,343
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,023
−HK$689/mo
Today · 4.125%
HK$26,712
baseline
▲ 0.50% · 4.625%
HK$28,120
+HK$1,408/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,424/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$369,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,058
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,838
−HK$792/mo
Today · 4.125%
HK$26,630
baseline
▲ 0.50% · 4.625%
HK$28,250
+HK$1,620/mo
Deposit HK$4.50M · loan HK$5.49M · min. income ≈ HK$53,260/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$369,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,877
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,625
−HK$758/mo
Today · 4.125%
HK$29,383
baseline
▲ 0.50% · 4.625%
HK$30,932
+HK$1,549/mo
Deposit HK$4.50M · loan HK$5.49M · min. income ≈ HK$58,766/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$369,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,336
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,187
−HK$864/mo
Today · 4.125%
HK$29,051
baseline
▲ 0.50% · 4.625%
HK$30,818
+HK$1,767/mo
Deposit HK$4.00M · loan HK$5.99M · min. income ≈ HK$58,102/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,411
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,227
−HK$827/mo
Today · 4.125%
HK$32,054
baseline
▲ 0.50% · 4.625%
HK$33,744
+HK$1,690/mo
Deposit HK$4.00M · loan HK$5.99M · min. income ≈ HK$64,108/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,614
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,536
−HK$935/mo
Today · 4.125%
HK$31,471
baseline
▲ 0.50% · 4.625%
HK$33,386
+HK$1,915/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$62,942/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,946
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,829
−HK$897/mo
Today · 4.125%
HK$34,726
baseline
▲ 0.50% · 4.625%
HK$36,556
+HK$1,830/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$69,452/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,892
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,884
−HK$1,008/mo
Today · 4.125%
HK$33,892
baseline
▲ 0.50% · 4.625%
HK$35,955
+HK$2,063/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,784/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,480
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,432
−HK$965/mo
Today · 4.125%
HK$37,397
baseline
▲ 0.50% · 4.625%
HK$39,368
+HK$1,971/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,794/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,170
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,233
−HK$1,080/mo
Today · 4.125%
HK$36,313
baseline
▲ 0.50% · 4.625%
HK$38,523
+HK$2,210/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,626/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,014
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,034
−HK$1,034/mo
Today · 4.125%
HK$40,068
baseline
▲ 0.50% · 4.625%
HK$42,180
+HK$2,112/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,136/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,448
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,582
−HK$1,152/mo
Today · 4.125%
HK$38,734
baseline
▲ 0.50% · 4.625%
HK$41,091
+HK$2,357/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,468/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,549
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,636
−HK$1,103/mo
Today · 4.125%
HK$42,739
baseline
▲ 0.50% · 4.625%
HK$44,992
+HK$2,253/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,478/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,726
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,931
−HK$1,224/mo
Today · 4.125%
HK$41,155
baseline
▲ 0.50% · 4.625%
HK$43,659
+HK$2,504/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,310/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,083
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,238
−HK$1,172/mo
Today · 4.125%
HK$45,410
baseline
▲ 0.50% · 4.625%
HK$47,804
+HK$2,394/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,820/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,004
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,280
−HK$1,296/mo
Today · 4.125%
HK$43,576
baseline
▲ 0.50% · 4.625%
HK$46,227
+HK$2,651/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,152/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,617
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,841
−HK$1,241/mo
Today · 4.125%
HK$48,082
baseline
▲ 0.50% · 4.625%
HK$50,616
+HK$2,534/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,164/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,023 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).